PRODUCER ESSENTIALS

October 22, 2025

This Week's Highlights & Events

Stay on top of important deadlines! Visit our Year-End Guidelines section to see each carrier’s year-end submission requirements. Simply click the carrier name to view details. We’ll keep adding new updates as we receive them.

Missed last week's webinar? Watch the recording: Allianz IUL Digital Sales Tools. Discover how these tools can help you run more efficient appointments, deliver clearer client conversations, and build stronger relationships.

Life Insurance

Maximize your sales opportunities with PL Promise GUL.

See the $12 trillion financial need you may be overlooking.

Gain valuable insights about using life insurance for generational wealth transfer and cultivating client loyalty.

You now have a meaningful new benefit to share with clients during the claims process: Empathy, an on-demand bereavement support service for beneficiaries and their families.

Empathy provides guidance and care during one of life’s most difficult transitions. Beneficiaries receive easy access to tools and resources to help with the probate process, closing accounts, settling estates, and even coping with grief. This benefit is currently offered to beneficiaries upon annuity and life insurance claims.

Check out our suite of resources targeted to multicultural communities, a call center offering support in over 200 languages, multicultural study fact sheets, and translated product and company materials.

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.

Corebridge presents: What you still don't know about Chronic Illness riders.

New tools to showcase a one-of-a-kind rider: Income for Life.

Turn early cash access into a selling advantage.

Corebridge Partners

A no-cost rider that adds real value – Select Income Rider.

New tools to showcase a one-of-a-kind rider: Income for Life.

Turn early cash access into a selling advantage.

Are you on track? Finish strong this fall – big rewards await!

Insider tips to accelerate your year-end sales.

A new era in longevity planning – Introducing the Longevity Preparedness Index.

We've made faster and easier than ever to underwrite Accumulation IUL - GI business - and now it's fully digitial.

Unlock opportunity with the new Accumulation Survivorship IUL.

Join us for this month’s 5-minute strategy: Repositioning assets to pay for life insurance. In this month’s webinar, we’re highlighting a strategy that shows how repositioning assets to fund life insurance and chronic illness coverage can help diversify a client’s financial portfolio. This strategy also provides death benefit protection, tax advantaged coverage and potential retirement income.

Save your spot: Webinar on estate planning for digital assets.

Help clients score lower insurance premiums for healthy living with Symetra's GoodLife rewards program.

Check out the latest Life Essentials...

Want the power of indexed universal life insurance without the wait? IUL Express delivers strength, speed, and simplicity - no exams, no needles, just coverage fast.

Intoducing RapidProtect: Lifelong protection in an instant.

Rate increases for SummitLife IUL. SummitLife indexed universal life (IUL) insurance, designed for high-net-worth clients focusing on wealth creation or preservation, now delivers even more potential.

A bright idea worth sharing...

The One Big Beautiful Act can create planning opportunities for your clients. Position yourself as a professional by integrating these five ideas into your practice today.

Watch the recording: Join America's IRA Authority, Ed Slott, CPA for a transformative presentation on maximizing retirement tax planning opportunities in 2025 and beyond.

Important reminder about Fronting (Ghostwriting).

Don't miss our webinar replay - Rising to meet life's greatest legacies.

Check out our refreshed Advertising Guidelines that combine everything you need to know into one compliance guideline document.

View the latest issue of The Lincoln Life Leader featuring:

Now available in Indiana: MoneyGuard Market Advantage
Reminder: Updates to products available for late duration Term Conversions
Ready to Sell Tool Enhancement: Lack of Production Termination Status
Are your clients taking advantage of Lincoln’s eCapabilities?
2025 Life Insurance year-end guidelines

Last chance to submit new cases for Protective Advantage Choice UL.

Now clients don't have to sacrifice growth potential and flexibility for long-term death benefit protection. Protective Strategic Objectives II VUL's optional Extended No-Lapse Guarantee rider allows them to have both.

Discover how Protective Startegic Objectives II VUL stands apart.

New York illustrations eligible for DocuSign use.

Application submission for new DI Business Overhead Expense insurance product begins Oct. 20

Variable product fund substitutions and other changes November 14-17

Offer select professional premium savings with 6A+ Occupation Class Overview.

Check out our Business Owner Program Profile.

Check out the latest Principal Product and New Business Underwiritng News.

Underwriting & New Business

Can a risk-class upgrade really make a difference? Yes! The better the risk class, the lower your client’s policy fees and charges throughout the life of their indexed universal life (IUL) insurance policy. That leaves more in the policy to take advantage of future accumulation potential.

Last time we offered this program, 91.8% of eligible policies automatically received our best risk class, which they might not have qualified for under our normal, business-as-usual rules. See details of the program.

Fast-track your business with our Accelerated Underwriting Program.

Advanced Markets

A bright idea worth sharing...

Executive Retention+ can help you pursue larger cases while addressing multiple client needs with a single policy. Get new resources to start building more opportunities with business-owner clients.

Join North American's Andrew Rinn and Polina Engel for an insightful session on Executive Retention+. an innovative, four-tiered strategy that can help your business-owner clients protect their business, reward and retain top talent and support long-term succession goals.tegy that can help your business-owner clients:

Hybrid Products, LTC & DI

Mutual of Omaha's #1 ranking by LTC News highlights its strength, reliability, and value, giving a competitive advantage when helping clients plan for long-term care.

Start the conversation today with clients to inform them how long-term care insurance can help protect the future - and the retirement they've worked hard to enjoy.

Dont miss the exclusive Ameritas discount opportunity for 3 Mark producers!.

October’s harvest season is a powerful reminder that financial security requires planning; and protection. Check out this short read from NorthCentral DI highlighting why disability insurance is essential to safeguarding your clients’ income, ensuring their long-term goals continue to grow even when life takes an unexpected turn.

Initiate crucial conversations about LTC with our turn-key email marketing campaigns to attract and engage clients. Run your own email marketing campaigns to educate consumers about the importance of Long-Term Care. Each campaign encourages clients to think about their future care needs and positions you as the expert who can help them develop a plan to secure their future. The emails are pre-built and ready to blast – simply add the required information, enter the email’s subject line, and click send.

Check out our Long-Term Care consumer social media library.

Annuity Solutions

Check out our exclusive on-demand webinar, featuring renowned speaker and author Joe Jordan. In Purpose Driven Retirement Planning. Joe explores how to move beyond numbers and help clients build retirement strategies rooted in purpose, fulfillment, and legacy.

In this exclusive on-demand webinar.

Rethinking the 4% Rule: The classic 4% rule boasts an 85% success rate for a 30-year retirement—good, but not great when you’re talking about lifetime income. With a deferred annuity and a guaranteed lifetime withdrawal benefit, clients can generate the same $40,000 annual income with just $534,000, while keeping control of their assets.

Why settle for 85% when you can aim for 100% confidence? Learn about Corebridge’s Lifetime Income Choice GLWB

Want to know how top producers are closing more annuities? It’s all about simple & strategic allocation. By combining Lincoln’s Trigger Account with a Participation Account, advisors have been able to capture consistent growth opportunities while protecting their clients against market downturns. A strategic blend of these two accounts would have averaged 6.8% annual returns over the past 15 years (based on assumptions provided). This approach gives clients confidence in their retirement strategy—while giving you a proven story to win more business. Learn more. View current OptiBlend rates.