PRODUCER ESSENTIALS

September 3, 2025

This Week's Highlights & Events

In Case You Missed It: Behind Every Policy is a Heartbeat

At 3 Mark, we don't just help place policies - we protect futures. Recently, three young children were each declined by automated underwriting. No conversation, no context - just numbers on a page. But we saw what the algorithms missed. We saw children, not charts. Families, not files. Futures, not formulas. See how human understanding turned "No" into "Yes".

Webinar: Top Sales Ideas from Protective Life

Join Regional Vice President, Amanda Fleskoski, for a quick refresher on where Protective Life shines, and how to position their solutions to ensure your clients are well taken care of.

Life Insurance

We're excited to kickoff another Life Insurance Awareness month. Use this month to reconnect with clients, uncover gaps in coverage and introduce life insurance in a fresh , empathetic manner. Get he conversation started.

Kick off your fall sales with IULs.

Protect your clients' loved ones from the financial burden of final expenses with Living Promise, a customizable whole life insurance solution that offers lasting peace of mind.

Leverage National Life Group's marketing resources to help drive your success; materials and resources that are designed to support and empower you.

September is Life Insurance Awareness Month and our industry's biggest month. See how north American makes sure you're ready to hit the ground running with brand new marketing materials you can use all month long. b

Transform RMDs into legacy-building power.

Whether it’s a large case, a business-related policy or a complex health history, we’ve got the tools to help you and your advisors place more cases. Explore our latest advisor-ready resources.

View the latest issue of The Lincoln Life Leader featuring:

Now available in Indiana and Montana - Lincoln MoneyGuard Fixed Advantage
Lincoln variable universal life and MoneyGuard Market Advantage investment option updates
New Business form updates
Update to EFT draft notification letters and financial professionals Consumer registration process updates

We're closing Protective Advantage Choice UL to new sales on Dec. 31, 2025. Signed apps must be received on or before Oct. 31, 2025, and all cases must be in force by Dec. 31, 2025. As part of our promise to deliver more value with competitive products, we encourage you to explore Protective Lifetime Assurance UL as an alternative solution. Get transition rules.

Take advantage of Life insurance Awareness Month with our step-by-step digital guide.

Help customers see the true value of life insurance.

Is it time for a Life Insurance checkup?

Maximize Your Sales Opportunities with PL Promise.

Polish your Social Media presence with our resources.

74 million Americans are uninsured. 25 million are underinsured. September is Life Insurance Awareness Month. This year's campaign is all about teaching the groups that are uninsured or underinsured. Leverage the campaign in three ways:

Join us for a journey through the seven C’s of premium financing and how it can potentially benefit high net worth prospects for life insurance.

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.

Be a part of something bigger. As part of a family of companies within Western & Southern Financial Group, Columbus Life combines individual strengths with the support of a trusted financial network. View how you and your clients can be part of something bigger in our new video.

Get a head start on LIAM with new tools to engage prospects.

Help clients reduce risk of poor market timing.

Corebridge Partners Group

Get a head start on LIAM with new tools to engage prospects.

Help clients reduce risk of poor market timing.

Show your clients how a two-policy LifeCare strategy can help protect their retirement, enhance legacy planning and offer flexible long-term care coverage.

Discover how our VUL fund portfolio stacks up against the industry benchmark by offering one of the most robust and well-balanced fund mixes available — with every fund backed by at least a decade of performance history.

Don't miss the latest episode of Longer. Healthier. Better. podcast.

Help clients protect what matters most this September.

Look - Eclipse Protector II IUL target premiums increasing September 8, 2025.

Simplify your case management.

Rates on the rise for key Symetra index strategies

Check out the top five reasons to choose Accumulator Ascent IUL...

Unlock tax advantages and employee benefits with Symetra’s MultiLife Business Program.

Check out the latest Life Essentials...

Life Insurance Awareness Month: Help clients protect their life's work
Our Survivorship suite is evolving
FlexGuard Life IVUL: Available in Mississippi
Webinar: Effectively Guiding Clients Through Life Transitions

Join host Doug Winkler, Vice President, Independent Sales, Prudential Financial, for an insightful webinar delivered by Amy Florian, award-winning speaker and author of No Longer Awkward, for webinar: Effectively Guiding Clients Though Life Transitions.

Underwriting & New Business

MassMutual limited-time Life Underwriting Match Program begins Sept. 17. Check out the details.

Introducing Medical Minute. We know your time is valuable. That’s why we’ve launched a quick-hit video series designed specifically for financial professionals. Each episode delivers fast, actionable insights to help you guide clients through the medical underwriting process at Securian Financial.

Read the latest Principal Product and New Business Underwriting News.

New rates for Principal Term in New York
Submitting Requests for Additional or Alternate Term Life Policies and Product Changes in New York
Policy Requirement Status Viewer updates for Life and DI
September is Life Insurance Awareness Month
Additional policies eligible for IDI eDelivery
Update to DI Policy Requirement Status Viewer

Advanced Markets

Read our Advanced Markets August Market Minute and watch the webinar replay.

Join us for our September webinar where we delve into the recently enacted "One Big Beautiful Bill Act." This legislation has significant implications for your clients. We'll discuss key areas that impact both your clients and your business, and even provide a few sales ideas along the way.

The clients your producers want but don't know how to have...

Check out our updated Foreign National Guidelines. Effective Aug. 1, 2025. Our new improved Foreign Nationals Program now offers:

New nexus qualifications
Limited Power of Attorney
Updated approved countries list
Easier to read guidelines

Download one-page snapshot.

See how we've made Policy Delivery for Foreign National clients easier.

Read the August edition of Advanced Markets News.

Hybrid Products, LTC & DI

Is the Own Occupation Rider Right for Everyone? The Own Occupation Rider is one of the most valuable features in a disability policy, but it’s not always the right fit for everyone. Here’s how you might explain it to clients.

Check out our new sales materials with detailed features and benefits of our MutualCare Custom and Secure Solutions products, designed to help clients remain at home even when care is needed.

When discussing inflation protection, break out the buy-up options. Position it as a safety net - an affordable entry point today that preserves the ability to adapt tomorrow.

OneAmerica is launching our new FLEX Underwriting process in all Compact states....

Annuity Solutions

Help secure your client's retirement with confidence. The new Ultra Advantage Fixed Index Annuity from Mutual of Omaha is designed to help clients preserve their hard-earned assets while still participating in market-linked growth - wll with valuable built-in flexibility. View the product highlights.

Where do fixed index annuities fit in a retirement strategy? Fixed index annuities offer principal protection and growth potential while your clients are saving for retirement and guaranteed income for life after they retire. Allocating a portion of assets to a fixed index annuity can help strengthen their portfolio. View our client approved sales idea.