September 11, 2024

This Week's Highlights & Events

Tune in as Fabian Gonzalez, Symetra's National Vice President of Multicultural Markets, takes center stage in our exclusive Foreign National Cyber Chat.

Join our insightful discussion with Fabian as we explore:

Key considerations and strategies for success and expanding your life insurance business into the foreign national sector
Insights into market trends
How to tap into lucrative opportunities and overcome challenges in foreign jurisdictions

Whether you're a seasoned industry professional or new to the global insurance world, our Foreign National Cyber Chats are a must-watch!

Unlock the Power of North American's Marketing Hub

Join us, as Char Tharaldson, Internal Wholesaler at North American, gives us a live demo of North American’s Marketing Hub — a powerful resource designed to support your life insurance business with cutting-edge tools and materials including:

Product specifications
Key marketing materials for advisors and clients
Sales concepts
Advanced Markets sales resourcess

Are you ready to elevate your marketing strategy? Whether you’re looking to refine your marketing approach or explore new opportunities, this walkthrough will equip you with the insights needed to maximize the Hub's potential.

Life Insurance

Celebrate Life Insurance Awareness Month (LIAM) 2024 with the theme: "Life Insurance: For Anyone Who Lives." See how John Hancock's solutions can help your clients live better today while preparing for the future. Use our resources to learn more.

Tune in to a special edition of Hancock Talks in celebration of Life Insurance Awareness Month. We’re excited to welcome Marc Cadin, CEO of Finseca, as he sits down with John Hancock's Carly Brooks to discuss some of the industry’s hottest topics.

Listen to latest episode of Longer. Healthier. Better. podcast, featuring health expert Dr. Monica Bharel.

Help your clients purchase what they need today while giving them access to additional protection in preparation for anticipated tax law changes with the Survivorship Guaranteed Purchase Option.

Life Insurance Awareness Month is here and we’re a proud supporter of this industry-wide effort to promote the importance of life insurance, and we hope you’ll join us. To support LIAM, we’ve created a landing page that includes helpful tools for you. Visit securian.com/LIAM to check out our marketing toolkit, calculators and more.

Check out our ideas and tools library for financial professionals offering programs to help you find new clients, expand your influence and build your business.

MassMutual CareChoice One product reprice reflects modest rate decrease. Take a look.

Check out our Cancer Care Compass Employee Spotlight - Meet Heidi...

September is Life Insurance Awareness Month, but anytime is a good time to get covered...

See how SwiftTerm raises the bar in the term marketplace.

Read the latest Life Spotlight:

New Signature Protection IUL Series – (flyer is customizable on the agent site under Personalized Ads).
Life Product Discontinuation Notice - 7/31 is the last day for signed (and received) Signature GUL apps outside NY.
Updated Website Experience coming soon
Rates, Incentives, Life
Portfolio and more.

September is Life Insurance Awareness Month. Now is a great time to encourage clients to talk to their families about money management, financial planning, and life insurance.

Help clients build momentum with a diversified choice of indexed account options.

Did you know that 22% of your clients are likely to transfer wealth to their loved ones over the next decade? When that wealth changes hands, the vast majority of heirs will likely seek a new financial professional. Help clients transfer wealth to heirs.

See why partnering with you is a smart choice for small business retirement planning.

Ensure your clients’ peace of mind with an annual life insurance checkup.

The ABCs of life insurance loans...

September is Life Insurance Awareness Month - take some time to watch a powerful real-life story from last week's Training Simplified Webinar.

Register for part 4 & 5 of DIUL Series.

September is Life Insurance Awareness Month (LIAM) and our industry's biggest month. North American wants to make sure you're ready to hit the ground running next week with brand new marketing materials you can use all month long. Check out our resources.

Check out some important updates for you and your clients to get excited about. For instance, we’ve made enhancements to our IUL portfolio and Premium Financing Guidelines.

Check out the latest issue of The Lincoln Leader:

Coming Soon: Updated Part II & LYC Supplement for MoneyGuard Applications
Life Insurance Awareness Month
Maximizing the Moments that Matter
Premium Financing Updates
Lincoln DesignIT Cloud Migration
2024 Life Insurance Year-End Guidelines

Effective November 1, 2024, Legal & General America is defaulting to paperless preferences for policy delivery.

Don't miss our next webinar on Sept. 18 at 2 p.m. Join Michelle Harris as she unveils our newly enhanced Horizon ProNavigator. This interactive tool guides you and your team through LGA’s streamlined digital process, from licensing to case management and everything in between.

Did You Know? According to the 2024 Insurance Barometer Study by LIMRA and Life Happens, 102 million Americans need life insurance or more coverage. Even with a history of cancer, diabetes, sleep apnea, anxiety, or depression, term life insurance can still be an option. Let us help your clients secure the coverage they need.

We’ve lowered our Protective Classic Choice term prices once again. We’ve maximized the value a term solution can offer clients to help them secure what matters most.

Offer term clients future protection and fill coverage gaps with our conversion rider.

Prepare for Life Insurance Awareness Month with our easy-to-use guide.

How Much Life Insurance Do I Need? It’s Life Insurance Awareness Month. Start the conversation by sharing our life insurance calculator with clients.

Elevate Your Practice with Pacific Life.

Put the power of PL Promise Term1 to work for you and your clients.

Use our social media content kit to easily share our premade posts on life insurance.

Some people choose to continue their current lifestyles. Some want to simplify. And some people, having more freedom from time constraints, want to upgrade their lifestyles. See how our workbook will help your clients better understand their retirement needs.

Make the most of Life Insurance Awareness Month

Share our Life Needs Analysis Calculator with clients to help them get a personalized life insurance estimate
Educate clients on how IUL can help address financial needs throughout their life
Visit lifehappens.org for more marketing help, including true stories and articles on the need for life insurance

It's Life Insurance Awareness Month! What will you do? LIAM#24

Wow Power: Check out neighbors helping neighbors.

Use our new “What You Don’t Know…” flyer to kick-start a retirement planning conversation with four impactful facts and three key ideas.

Tackle the top reason consumers don’t buy life insurance.

Estate Planning in an Uncertain Tax Environment.

Private Switch Dollar using an ILIT.

Underwriting & New Business

Help your clients bypass the initial paramed exam when applying for life insurance face amounts between $2,000,001-$10,000,000.

MassMutual announces new business & underwriting tools and technology enhancements. Experience improvements for life and DI coverage available now.

Advanced Markets

Join us for 10-Minute Mondays. With each session, we’ll show you how to grow your business with a new strategy that can be matched to a client profile. Upcoming sessions will focus on strategies leveraging our new Momentum IUL product and other timely topics.

Take BOLD action with your business-owner clients

Hybrid Products & LTC

Reminder: Our LTC Agent Tax Guide has been updated to reflect tax advantages for public safety retirees. The guide is available for download in the Forms and Materials library.

Read 'Bruce's Story-The Advantage of a Cash Benefit'.

Read how having a long-term care insurance policy made a real difference for Marilyn and her daughter, Melinda.

The “Adaptable Annuities” national webinar we hosted last week broke our attendance record. Check out the recording.

Also take a look at the four minute teaser video.

As the looming LTC crisis grows closer, news mediums continue to relay the importance of planning for potential extended care needs. Hopefully you find these recent articles useful in your quest to encourage your agent base to address this risk with their clients:

New chronic illness coverage options now available in CA...

SecureCare III now offers UW questionnaire online.

Annuity Solutions

Do you have clients who prioritize building retirement income? ForeIncome II’s Guaranteed Income Builder Benefit provides a 12% roll-up rate, up to 10 years, to their Withdrawal Base. See if it's a good fit.

Are Your Clients Asset Preservers? Pre-retirement saving biases can affect post-retirement spending habits. If your clients favor preserving assets over spending … an annuity can help.