
September 10, 2025

View the latest issue of The Lincoln Life Leader featuring:
Coming Soon in New Jersey - Lincoln AssetEdge SVUL
September is Life Insurance Awareness Month
Are your clients taking advantage of Lincoln's eCapabilities
Ready to Sell Tool Enahncement: Online EFT Form
2025 Life Insurance year-end guidelines

We're closing Protective Advantage Choice UL to new sales on Dec. 31, 2025. Signed apps must be received on or before Oct. 31, 2025, and all cases must be in force by Dec. 31, 2025. As part of our promise to deliver more value with competitive products, we encourage you to explore Protective Lifetime Assurance UL as an alternative solution. Get transition rules.
Take advantage of Life insurance Awareness Month with our step-by-step digital guide.

Consider policy conversions for your Business Owner clients. Learn how an early policy conversion could lock in lower premiums, avoid additional underwriting, and ensure guaranteed acceptance with an equivalent risk class.

74 million Americans are uninsured. 25 million are underinsured. September is Life Insurance Awareness Month. This year's campaign is all about teaching the groups that are uninsured or underinsured. Leverage the campaign in three ways:
Join us for a journey through the seven C's of Premium Financing.

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.
Be a part of something bigger. As part of a family of companies within Western & Southern Financial Group, Columbus Life combines individual strengths with the support of a trusted financial network. View how you and your clients can be part of something bigger in our new video.

Check out the latest episode of Hancock Talks. We’re excited to welcome Kartik Sakthivel, CIO at LIMRA and LOMA, and Mike Bellig, our new host. Together, they explore how AI is reshaping the producer-client relationship, streamlining operations, and helping financial professionals better connect with the next generation of clients.

Check out the latest Life Essentials...
Life Insurance Awareness Month: Help clients protect their life's work
Our Survivorship suite is evolving
FlexGuard Life IVUL: Available in Mississippi
Webinar: Effectively Guiding Clients Through Life Transitions

Check out this month's edition of the Underwriting Corner, Simplified Issue Life. It's all about clarity. Find out which team covers what and how to reach them.

See how we make it even easier to do business with us.
Did you know your clients could improve their risk classifications? They could with Pacific Healthy Rewards and our holistic underwriting approach that's as unqiue as they are.

Read the latest Principal Product and New Business Underwriting News.
New rates for Principal Term in New York
Submitting Requests for Additional or Alternate Term Life Policies and Product Changes in New York
Policy Requirement Status Viewer updates for Life and DI
September is Life Insurance Awareness Month
Additional policies eligible for IDI eDelivery
Update to DI Policy Requirement Status Viewer

Get more with John Hancock's hybrid solution. Discover the many advantages of John Hancock's hybrid solution LifeCare:
More access to higher quality care
More financial flexibility
Greater legacy assurance

Are your business owner clients protecting their most valuable asset — their ability to earn an income? Business owners face unique risks when it comes to income protection, often lacking the safety nets traditional employees have. A disability can quickly jeopardize not only their family’s finances but also payroll, operating expenses, and long-term business goals. By positioning disability insurance as an investment in continuity, you can help safeguard both their livelihood and the business they’ve worked so hard to build.

Give clients a guaranteed cap rate that’s locked in for multiple years, with the new 1 Year S&P 500 Cap Lock account, now available with a Lincoln fixed indexed annuity. Highlights include:
Market upside potential — capture index growth up to a cap
No annual renewals — guaranteed cap rate for multiple years
100% downside protection — their money can only go up, not down

Where do fixed index annuities fit in a retirement strategy? Fixed index annuities offer principal protection and growth potential while your clients are saving for retirement and guaranteed income for life after they retire. Allocating a portion of assets to a fixed index annuity can help strengthen their portfolio. View our client approved sales idea.

Help secure your client's retirement with confidence. The new Ultra Advantage Fixed Index Annuity from Mutual of Omaha is designed to help clients preserve their hard-earned assets while still participating in market-linked growth - wll with valuable built-in flexibility. View the product highlights.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com