August 7, 2024

This Week's Highlights & Events

Discover solutions for Wealthy Global clients!

Today's High-Net-Worth clients may live or come from all over the world, but many share the same life insurance needs.

The High-Net-Worth Foreign National (HNWFN) market is growing at a rapid pace.

Approximately 20.8 million high-net-worth individuals around the world.
$79.6 trillion combined global wealth.
Global high-net-worth individual wealth is projected to surpass $100 trillion (USD) by 2025.

Download Symetra's HNWFN program overview.

"Allianz IUL Enhancements and Sales Ideas"

Allianz webinar, tomorrow, August 8 at 2:00 pm Central

RESERVE MY SEAT

Look under the hood of three new uncapped index options.

Explore our Index Lock updates.

Learn about the updates to our Risk Class Underwriting program.

Plus, we'll discuss two sales ideas you can bring to your clients today!

Life Insurance

Discover the Conversion Choice rider with ExtendCare for Protective Classic Choice term..

Buffered funds represent a new alternative to volatility management funds by stating clear caps and buffers applied against an established index. ~~Read more.~~

What unique challenges do unmarried couples have in planning their estates? See how to turn these challenges into opportunities using life insurance.

Use Instagram to help market your life insurance business.

Get ready for a new era of diversification. New Allianz Life Accumulator Indexed Universal Life Insurance Policy offers more lockable indexes – for more diversification opportunities.

Estimate and compare the future value difference between a taxable product and a tax-deferred product with our Benefit of Tax Deferral Calculator.

See Real Stability with Columbus Life.

What can $100K really do? We accept some of the highest single premiums around. And we can put it to work in a number of really diverse ways. Creating competitive guaranteed death benefits. Accumulating tax-advantaged funds. And developing high early cash values. It depends on the solution you and your clients need.

Need inforce support? New guide has tips and best practices.

How future poof is your client's IUL policy?

Take a look at our new 4-part presentation showing how high-income-earners can use life insurance to supplement their other retirement savings resources.

Check out the improved John Hancock Vitality app.

Tune into Trade secrets: Insights from industry veterans to drive your success featuring two life insurance legends, with over 100 years of combined experience.

Check out the latest issue of SPOTLIGHT.

See our cap and participation rate increases!

Have you heard the news?

Securian Financial offers a wide variety of tools and resources for financial professionals to help their clients develop financial strategies with life insurance as the centerpiece. Access these strategies and other resources by visiting securian.com/life-strategies.

We are excited to share the first in a series of success stories from MassMutual Strategic Distributors, beginning with a concerned business owner who replaced their Indexed Universal Life Insurance (IUL) policy with a MassMutual 10 Pay Whole Life Insurance solution. View our flyer and motion graphic to learn more about the client’s journey in seeking the right solution with whole life.

Symetra SwiftProtector: The way the permanent life insurance buying experience should be.
Watch our two-minute explainer video to learn about the product, the application process and the client profile for SwiftProtector, then visit our product microsite.

Read our case study and learn why Brenda selected Symetra’s Cancer Care Compass with her Protector IUL policy, and how her proactive behavior enabled an early cancer detection.

Help clients make informed decisions about their futures and the escalating costs of care.

Read the latest Life Spotlight:

New Signature Protection IUL Series – (flyer is customizable on the agent site under Personalized Ads).
Life Product Discontinuation Notice - 7/31 is the last day for signed (and received) Signature GUL apps outside NY.
Updated Website Experience coming soon
Rates, Incentives, Life
Portfolio and more.

Prudential Momentum IUL is launching on August 19. Beginning August 19, you can help clients build momentum in meeting their financial goals. Our new accumulation-focused indexed universal life product is an attractive option for clients looking for a tax-advantaged accumulation policy without market risk. Momentum IUL also offers features to help clients adapt to life’s changes while enabling them to protect and grow cash values.

Help clients plan for loved ones with special needs.

Maximize your earnings with FICA Alternative. Transform retirement savings for seasonal and part-time workers!

Explore alternative markets. Learn about the unique appeal of 403(b)(9) plans.

Help clients better prepare for their future care needs. Our IULs offer an LTC rider to help them put a plan in place for their potential needs.

Nothing beats a winning strategy. Curious how we do it? Watch our video and see what makes our IUL Express strategy a game-changer for your clients.

Ready for some BIG news? Something big is coming to North American! We are launching a new IUL product later this summer. See what can you expect from this IUL.

Be the first to learn about this new IUL!

Introducing Builder Plus IUL 4.

Check out the latest issue of The Lincoln Leader.

Don’t miss out on opportunities to build your business and help your clients with Lincoln’s sweet spots. Discover the untapped potential in these markets:

Business insurance solutions
Foreign nationals
Commercial premium finance

Join Internal Account Manager Scott Mitchell as he uncovers the best ways to lengthen and strengthen your clients' coverage with LGA.

Make a tangible connection with your clients using our Term-2-Term exchange program post card.

Estate Planning in an Uncertain Tax Environment.

Private Switch Dollar using an ILIT.

Underwriting & New Business

Process changes impacting new business, conversions and more...

Now, get a first look at the viability of an applicant before completing the application through our new pre-approval process.

MassMutual DI Underwriting makes it easier to do business in jurisdictions with ‘state cash sickness benefits’.

Advanced Markets

Explore key lessons from the Connelly case. Read this new article highlighting key takeaways from the recent Supreme Court ruling to help business owners and financial professionals navigate buy-sell arrangements.

Take advantage of North American's new checklist, bringing all our business sales concepts together in one place.

Unlock free, cutting-edge point-of-sale client approved marketing resources. Advanced Sales is dedicated to empowering you and your clients with top-tier support.

Hybrid Products & LTC

How Are GI Disorders Handled in LTC Underwriting? The specific Gastrointestinal (GI) disorder, its treatment and the stability of the condition will determine whether coverage can be offered and the associated rating.

Our Long-Term Care Agent Tax Guide has been updated to reflect tax advantages for public safety retirees. Check out the guide, available for digital download in the Forms and Materials library on SPA.

Annuity Solutions

Take Some of the air out of inflation. ForeIncome II’s optional Income Multiplier Benefit now gives your clients more growth potential and more protection from inflation — even during retirement.

Have you talked with your clients about how a fixed index annuity (FIA) can help them grow their retirement savings through the power of diversification? FIAs have the potential to earn interest based on the performance of a variety of indices, and several crediting strategies are available. A good mix can help deliver your client the earnings they need for retirement. See how each strategy performs in particular market environments.

June was National Annuity Awareness Month. But even as the month ended, your annuity promotion efforts don’t have to. Keep annuity awareness high all year long.