PRODUCER ESSENTIALS

August 6, 2025

This Week's Highlights & Events

"Recruit, Retain & Reward: Leveraging Life Insurance in Executive Benefit Plans"

Join North American’s Advanced Markets team for an insightful session on how life insurance can be a powerful tool in executive compensation strategies. We'll explore the use of executive bonus plans to help businesses attract, retain, and reward top talent while also supporting key employees’ long-term retirement goals. Whether you're working with business owners or executive teams, this session will provide practical guidance and positioning strategies you can put to use immediately.

Life Insurance

Stay up to date with The Scoop, driving you to the latest articles on our dedicated distributor website so you'll never miss a beat. Our latest issue features:

  • Stay up to date with The Scoop

  • Help boost your agents' senior sales with new longevity credit program

  • VUL Survivor target premiums increasing soon

  • Less juggling, more productivity

  • SecureCare's PDA Agreement launch center

Check out the Symetra Sales Flash for July 2025 featuring:

  • Partner portal enhancements: ExamOne and APS details now available for Swift products

  • New Empower Her Future initiative

  • Symetra IUL leads the pack with low charges, flexibility and advance access

  • Highlighting Chronic Disease Month in July

See how Symetra’s IUL index crediting method makes a difference.

Here's what's new this week in Life Essentials:

  • Pricing updates are coming to Term Essential

  • VUL Protector 2025: More choices and new pricing are coming for New York

  • VUL Protector 2025 now available in Texas
    FlexGuard Life 2025 now available in California

  • Navigating the “One Big Beautiful Bill Act”—A client resource

  • August Trimester: Business Owner Needs

  • Webinar: Executive Bonus

  • and more!

Who doesn’t love to work more efficiently? Lucky for you, North American’s web-based software can help make running illustrations easier and faster. Join these sessions focused on Builder Plus IUL® 4 to see the most common solves and how they can benefit your clients. 

Check out our August learning lineup.

Check out our webinar replay - Rising to meet life's complex needs. We loved sharing how we're enhancing our processes and resources for you and your clients. Our team is working every day to continue rising beyond expectations and welcome any feedback you may have for us.

Turn big opportunities into big wins.

Just a quick reminder that the WealthAccumulate 2 IUL transition deadline for applications ends on 8/10/25. All applications for that product must be in house in good order by that date. You can reference the latest version of our Lincoln Leader for specific transition details. After, 8/10/25 all accumulation IUL cases must be applied for using our new WealthBuilder IUL product.

American National has officially stopped writing new life insurance business as of May 31, 2025. Continue reading to ensure you have the information and support you need during this transaction.

Retirement can have pitfalls. Some are specific to women. Do your female clients know the challenges they may face in the future? Help them understand and address their situation with our special flyer featuring factsand tips.

Underwriting & New Business

Advanced Markets

Join our webinar, hosted by Advanced Planning, for a session on executive bonus, a potential solution for business-owner clients looking to attract and retain talent. When critical employees leave, it can have widespread negative effects on the business. Sign up now to discover:

  • The risk key employee turnover presents to a business

  • How the executive bonus strategy works and its benefits

  • Why it’s important for clients to customize their strategy

Hybrid Products, LTC & DI

Check out tax-efficient LTC strategies for affluent clients.

The Premium Deposit Account Agreement (PDA) is now available to add to our SecureCare product line. By adding the PDA to their existing SecureCare policy, clients can fund their multi-pay policy with a single lump-sum payment into the account, which will then automatically pay their remaining annual premiums. This is a great option for clients with multi-pay policies who want to "set it and forget it."

Master the basics of DI Field Underwriting. Watch and learn how better field underwriting leads to stronger client outcomes and smoother approvals.

Protect Your Clients’ Greatest Asset — Their Income. Many clients overlook protecting their most valuable asset: their income. This piece highlights the importance of disability insurance and regular coverage reviews. It also calls attention to the often-overlooked Future Increase Rider, which lets clients increase coverage as income grows—without medical underwriting. Encourage clients to review their policies to ensure their income is fully protected.

See a live example of the One America Asset Care LYC sales story.

Annuity Solutions

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

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