
August 27, 2025

Don’t Miss Out: The LifeCare Bonus is in Full Swing!
There’s still time to maximize your earnings with John Hancock’s LifeCare Bonus. From now through December 31, 2025:
Place your first 5 qualifying cases → earn an additional 27.5% on target premiums
Place 6 or more → boost your payout to an additional 41.25%
More cases. More earnings. But only for a limited time. See full details.

Check out the latest Life Essentials...
Prudential’s EssentialTerm Suite All face amounts available 8/25
Pricing updates for Term Essential
VUL Protector 2025: More choices and new pricing available for New York
VUL Protector 2025 now available in Texas
FlexGuard Life 2025 now available in California
August Trimester: Business Owner Needs
Guiding legacy conversations with Black Americans
New business form revisions for VUL Protector 2025 for New York and Texas


How to talk about living benefits...
Transform RMDs into legacy-building power.
Get ready for Life Insurance Awareness Month. September marks our industry's biggest month and we want to make sure you're ready. From social media posts, an updated marketing guide, videos and more, keep an eye out for resources coming soon!

View the latest issue of The Lincoln Life Leader featuring:
Now available in Indiana and Montana - Lincoln MoneyGuard Fixed Advantage
Lincoln variable universal life and MoneyGuard Market Advantage investment option updates
New Business form updates
Update to EFT draft notification letters and financial professionals Consumer registration process updates

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.
Be a part of something bigger. As part of a family of companies within Western & Southern Financial Group, Columbus Life combines individual strengths with the support of a trusted financial network. View how you and your clients can be part of something bigger in our new video.

Power up your clients' growth strategy.
Coming soon: Life insurance awareness month. Prepare your clients for the future.
This year’s LIAM campaign features a story close to home. Richard Thoma, Regional Vice President, shares how a cancer diagnosis at age 29 forever changed his perspective on life insurance. Read Richard’s full story and get early access to the 2025 LIAM toolkit on our distributor website.

What's in the One Big Beautiful Bill? On July 4, 2025, President Trump signed into law the One Big Beautiful Bill Act. Designed to deliver tax relief and restructure entitlement spending, the OBBB is already reshaping the financial landscape for individuals, families, and business owners across the country. Join this special Securian Financial Advanced Sales webinar to learn what’s in the One Big Beautiful Bill and what it means for your clients.

Check out our updated Foreign National Guidelines. Effective Aug. 1, 2025:
Specific dollar amount option added to U.S. assets qualification.
Temporary Nexus qualification regarding visits to and time spent in the U.S. made permanent.
Updated list of approved countries.
New shorter format.
See how we've made Policy Delivery for Foreign National clients easier.

Read "Income Protection Isn't Just for 9–5 Workers". Contractors, business owners, and contract employees face unique risks—one illness or injury could disrupt everything. Income protection isn’t one-size-fits-all. The right policy keeps income and future security safe.
August is a great time to give your clients’ finances a quick tune-up. Just like servicing a car keeps it running smoothly, reviewing a financial plan helps ensure everything stays on track. A short review now can provide lasting peace of mind for the rest of the year. Check out some key questions to consider.

We're excited to invite you to two exclusive webinars showcasing American National’s latest innovations in fixed index annuities. These sessions will give you the tools to better serve your clients and position yourself for success:

Annuities can be difficult for clients understand. That’s why Equitrust built a library of unbiased, easy-to-understand presentations — to help you lead with education first, and let sales follow naturally. Download these client approved presentations:

Where do fixed index annuities fit in a retirement strategy? Fixed index annuities offer principal protection and growth potential while your clients are saving for retirement and guaranteed income for life after they retire. Allocating a portion of assets to a fixed index annuity can help strengthen their portfolio. View our client approved sales idea.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com