August 21, 2024
This Week's Highlights & Events
Maximize your clients' coverage with a 1035 Exchange
If your client has an existing life insurance policy that no longer meets their needs, a 1035 exchange could be a valuable solution.
Planning for future care needs becomes a top priority as your clients age. One effective way to address this concern is by considering products with chronic illness or long-term care coverage, which can also provide a death benefit.
Securian Financial is one of the few carriers that accepts a 1035 exchange and can split the funds in-house, allowing clients to repurpose their old policy into two new ones tailored to their specific goals.
"Buy-Sell Planning after Connelly v US"
Join us this afternoon as we delve into the critical implications of this landmark case and explore the future of buy-sell arrangements. Topics we’ll cover include:
Are Entity Buy-Sell Arrangements Dead?
Without an Estate Tax Issue,
If I Have an Entity Buy-Sell, What Should I Do?
Alternatives to the Entity Buy-Sell Structure
This webinar is a must-attend for anyone involved in estate planning, business succession, or tax law! Gain insights from and ensure you're prepared to navigate the changing landscape of buy-sell arrangements.
Life Insurance
What makes Allianz Life Accumulator so different? Watch our quick video.
When it comes to developing an overall retirement strategy, knowledge really is power. Check out the resources we offer to help your clients’ clarify their own needs and goals with.
Effective July 29, 2024, Select-a-Term is repriced in all states, where sold except New York.
Get ready for Life Insurance Awareness Month (LIAM), coming in September. Get ready by reviewing our latest consumer-approved resources including conversation starters and tools for prospecting, presenting and closing.
Leverage our experience in the survivorship IUL market.
With the highest-ever lifetime estate tax exemption set to sunset in just 16 months, help your clients plan with our exclusive Survivorship Guaranteed Purchase Option — available only until December 31, 2024, on our leading survivorship products.
We are excited to share the first in a series of success stories from MassMutual Strategic Distributors, beginning with a concerned business owner who replaced their Indexed Universal Life Insurance (IUL) policy with a MassMutual 10 Pay Whole Life Insurance solution. View our flyer and motion graphic to learn more about the client’s journey in seeking the right solution with whole life.
Symetra SwiftProtector: The way the permanent life insurance buying experience should be.
Watch our two-minute explainer video to learn about the product, the application process and the client profile for SwiftProtector, then visit our product microsite.
Cancer Care Compass Employee Spotlight: Meet Ron.
Read our case study and learn why Brenda selected Symetra’s Cancer Care Compass with her Protector IUL policy, and how her proactive behavior enabled an early cancer detection.
Read the latest Life Spotlight:
New Signature Protection IUL Series – (flyer is customizable on the agent site under Personalized Ads).
Life Product Discontinuation Notice - 7/31 is the last day for signed (and received) Signature GUL apps outside NY.
Updated Website Experience coming soon
Rates, Incentives, Life
Portfolio and more.
Help clients gain momentum, starting August 19.
Do you have clients who care for a loved one with special needs? Help these clients by creating a plan to ensure their loved one with special needs enjoys a high standard of living even after your client is gone. Activate this sales idea by using the sales kit on the Trimester Sales Strategies site.
Join Tom Martin, Sr. Life Product & Competition Analyst, for our Demystifying IUL Series.
In part 3 of our Demystifying IUL Series, Tom Martin will show you the competitive features of our IUL products, and demonstrate how they can be applied to meet your customer's needs.
Check out the latest issue of The Lincoln Leader.
Don’t miss out on opportunities to build your business and help your clients with Lincoln’s sweet spots. Discover the untapped potential in these markets:
Business insurance solutions
Foreign nationals
Commercial premium finance
What unique challenges do unmarried couples have in planning their estates? See how to turn these challenges into opportunities using life insurance.
Use Instagram to help market your life insurance business.
Underwriting & New Business
Read our new Underwriting Case Study to find out how the Large Case Underwriting Team was able to successfully underwrite and process a $65 million case: At a class better than applied for, and in record time.
Automatic risk-class upgrades end soon – submit your business as soon as possible. Our exclusive program for automatic underwriting risk-class upgrades ends on September 30, 2024. Make sure your eligible clients can benefit from this program before it’s gone.
Check out SimpleSubmit - faster and easier. North American's SimpleSubmit eApp allows you to fill out an application, order exams, obtain e-signatures and submit applications electronically.
Within SimpleSubmit, now elect to have the link to the Online Part 2 sent directly to you to complete alongside the client. The option to use Agent Assist will replace the tele-interview for clients who need help completing the Online Part 2.
Advanced Markets
Do you have complex questions regarding your business? Look no further than the Advanced Markets Q&A book. Our Advanced Markets Q&A book answers a variety of common questions that the Advanced Markets team receives on a daily basis. This resource covers topics like qualified plans and IRAs, nonqualified annuity taxation, life insurance, estate planning, and more.
Discover the Executive Advantage, our loan regime split dollar sales concept, designed with your business-owner clients in mind. On top of death benefit protection, this life insurance arrangement can help employees recruit, retain, and reward key employees. Want to learn more? Get the whitepaper for a deeper dive into how this concept works.
Hybrid Products & LTC
Register now for tax-free LTC webinar. Are taxable gains holding your clients back from accessing their non-qualified annuities? And are they planning for – or would they benefit from protecting against – future long-term care (LTC) expenses? If so, OneAmerica Financial has a solution. Our Annuity Care and Indexed Annuity Care products allow your clients to transfer non-qualified annuities tax-free to utilize for qualified LTC expenses regardless of the cost basis and gain. It’s a great time to help your clients get additional value out of their annuity dollars – and give them the opportunity for tax-free benefits at the same time.
Check out SecureCare UL — coming soon to CA. This is the big break you and your LTC clients have been waiting for - SecureCare™ Universal Life (UL) will launch in California on Monday, August 26, 2024.
Annuity Solutions
Start a conversation about protection. The Global Atlantic Solution Selector educational tool lets you access the insights and resources you need to help clients formulate a protection strategy — with only two clicks. It’s just one of the resources created for you as part of The Allocation Conversation.
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com