PRODUCER ESSENTIALS

July 9, 2025

This Week's Highlights & Events

Webinar | Life Settlement Trends 2025: Unlocking Value In Today's Market

This Afternoon, at 2:00 pm Central

Turn unneeded or underperforming life insurance policies into new opportunities. As more clients reach a point where their policies no longer align with their financial goals, life settlements can be a timely and profitable exit strategy—and an opportunity for advisors to deepen relationships, deliver measurable value, and reallocate proceeds into AUM.

Life Insurance

See how Allianz Life is gearing up for the Olympic and Paralympic Winter Games Milano Cortina 2026.

Are you one of 4,700 that have helped clients lock-in gains?

Retirement can have pitfalls. Some are specific to women. Do your female clients know the challenges they may face in the future? Help them understand and address their situation with our special flyer featuring facts and tips.

Help clients personalize their life insurance coverage with built-in and optional riders.

See how policy delivery for Foreign National clients is now easier. Check out our Limited Power of Attorney (LPOA) for Foreign Nationals.

Download our How to Read IUL Policy Statements and share it with your clients.

Corebridge Partners Group

Help clients personalize their life insurance coverage with built-in and optional riders.

Your Summer Success Check-In: Check your 2025 reward standings and keep pushing...

Check out our exciting new sales concept for protection IUL.

Emerging health trends: Perspectives from John Hancock’s medical director: In this month’s episode of Hancock Talks, listen to some fascinating perspectives from Dr. Magdalena Kluchko — a board-certified Internist and our Medical Director at John Hancock.

Help Transform Client's Lives with Vitality Term.

Low charges. Higher opportunity. How Eclipse Accumulator II IUL can benefit your clients.

What’s a good way to pass an IRA to the next generation? Clients don’t need their IRA distributions? Nice problem to have. Help them pass it to the next generation tax-free.

Introducing UL & SUL Guard (Quick Overview Video).

Ready-to-sell check feature now available in MMSD Portal.

Check out our latest Sales Flash featuring:

New version of Accumulator Ascent IUL
SwiftProtector: It’s all in the name
Living benefit riders add more “life” to life insurance
July is Chronic Disease Month
New summary available on Symetra IUL illustrations
Informal vs. formal applications: Pick the right path and save time

Hot Summer Bonus: Boost Your Earnings with SwiftProtector! From May 1 through August 31, 2025, producers earn a 10-point marketing allowance bonus on every paid SwiftProtector policy, based on the annual first-year target premium. Promotion runs: May 1 – August 31, 2025. Bonuses paid monthly based on paid business.

Drive momentum with a diversified choice of index options.

Engage clients today and help them discover the benefits of gifting. Holistic legacy plans that include a gifting strategy can help clients ensure that their wealth gets passed on to their loved ones, while potentially reducing their taxable estate.

Add a Spark to Your Sales with the Guaranteed Refund Option (GRO) Rider.

Help your clients gain peace of mind and freedom by organizing their important information with the Living Promise Record Keeper.

See how Mutual of Omaha’s IUL products are designed for consistent, sustainable performance .

From customizable marketing materials to powerful sales tools, our Marketing Hub has everything you need to differentiate your message and drive results. Visit our Marketing Hub.

Save time and sell more.

Check out our increased premium limits on all IUL products, along with raised retention limits on select products. These changes put us in an even better position to support your large cases and meet the diverse needs of your clients.

Turn big opportunities into big wins.

Unlock faster, easier wins on complex business cases.

Take a look at the latest issue of The Lincoln Leader featuring:

ICYMI: Extended: Lincoln VUL DCA Enhanced Fixed Account Rate Program for Lincoln AssetEdge VUL Suite (Reprint)
Coming Soon: DCA 10% Fixed Account Enhanced Interest Rate Program for Lincoln MoneyGuard Market Advantage® (Reprint)

Protective is extending our Classic Choice Term Business Contest by an additional month.

The submission deadline for Classic Choice Term business is now July 31, 2025 (previously June 30).
Classic Choice term policies submitted between June 1 and July 31 must now be in force by September 30, 2025 (previously August 31).

Create Opportunity by Empowering Women Financially.

Take a look at our sales idea you can put to work to help grow your client relationships and unlock new opportunities. See how your clients can extend the duration of life insurance coverage beyond their PL Promise Term1 policy–with no new underwriting required.

Read the latest Principal Product and New Business Underwriting News.

Term Product Change: For clients age 65 and above, our term insurance now requires a minimum face amount of $1 million. However, we understand that certain situations, such as buy-sell arrangements, may require lower face amounts. For these cases, check out our exception process in place to accommodate your clients' specific needs.

Underwriting & New Business

Get the word out: Automatic risk class upgrades are back.

Expanded Coverage for HIV-Positive Applicants: MassMutual's life insurance now includes an option for HIV-positive clients, as part of ongoing improvements to their underwriting guidelines.

Faster medical record turnaround time arrived June 30.

Register for our webinar on Tuesday, July 29, as we dive deep into impaired risk cases.

Struggling with tough cases? We’re saying “yes” more often.

Advanced Markets

How much is your client’s business worth?

Learn Estate Planning in 4 steps.

Hybrid Products, LTC & DI

Bringing Our Purpose to Life: Announcing Our Sponsorship of PBS’s Caregiving.

Itʼs Time to Rethink LTC — A Lifeline Clients Deserve.

Stay informed with the newly updated MutualCare Solutions Product and Underwriting Guides-now available for download.

Stacked LTC Designs: A Smart Way to Maximize Coverage.

Now available - LTC Agreement for UL policies is now available on our individual universal life policies in all states except California, Montana, New York and Oregon. Check out three reasons your clients are going to love this solution.

Annuity Solutions

Unlock Higher Rates for Clients Seeking Safe, Tax-Deferred Growth. We’re excited to introduce Palladium MYG MAX, the newest single premium fixed deferred annuity from American National—built for clients who value security, guaranteed returns, and don’t require immediate liquidity. View the product brochure.

Elevate Your Client's Savings with the VantagePoint MYGA + Bonus Rider, offering a powerful combination of guaranteed growth, safety from market volatility, and tax-deferred interest accumulation. Now enhanced with the Partnership Propel Bonus Rider, this product becomes even more compelling.

Guaranteed 15% annual growth of the Withdrawal Base on ForeIncome II with Guaranteed Income Builder Benefit. Potential to turn a $100,000 Withdrawal Base into $400,000 by doing nothing. With ForeIncome Guaranteed Income Builder Benefit, your client’s Withdrawal Base could be guaranteed to:

• Double in 7 years

• Triple in 14

• Quadruple in 20

See how it goes.