Lincoln MoneyGuard’s joint feature, the Benefit Transfer Rider, is included at no additional cost to all MoneyGuard Advantage policies (universal life and variable universal life insurance policies with long-term care riders).   This joint feature, provides long-term care planning advantages including:

• Benefits for more than married couples — Connect with the next generation by helping couples, siblings, parents, loved ones and business owners for estate planning and LTC protection.

• Product optionality through choices - Take advantage of the ability to choose between fully guaranteed or market-driven products to personalize plans that will meet individual client’s needs.

• Separate death benefits - Clients can obtain access to death benefit proceeds at first death claim.

• No decision needed until time of claim - Allow clients to make timely decisions based on their unique situations.

Discover more about the advantages of long-term care planning with MoneyGuard.