July 24, 2024
This Week's Highlights & Events
The U.S. life insurance industry is expanding its client base by implementing strategies to engage and insure customers on a global scale. This proactive approach ensures sustained growth and longevity for the industry. Take advantage of this huge opportunity!
Explore 3 Mark's exclusive Foreign National Playbook
on 3Mark.com to uncover a wealth of valuable resources, ranging from comprehensive insights to a curated selection of materials from leading carriers in the foreign national market. Dive into our Carrier Guidelines at-a-glance for quick reference; and much more!
"How to Monetize Your Book of Business"
Pacific Life webinar, this afternoon at 2pm Central.
Join us for this informative webinar where we'll unlock the potential of Term strategies for your business. We'll explore:
Do you have a strategy for selling term insurance?
Selling term insurance can be highly profitable.
Avoid focusing solely on price when selling.
Don’t miss out on this opportunity to discover how we can help grow your business!
Life Insurance
Don’t miss out on opportunities to build your business and help your clients with Lincoln’s sweet spots. Discover the untapped potential in these markets:
Business insurance solutions
Foreign nationals
Commercial premium finance
Help clients plan ahead for their long-term protection needs. See how adding the Conversion Choice rider with ExtendCare to a new Protective Classic Choice term policy can help clients secure affordable protection now while preparing for this possibility.
What unique challenges do unmarried couples have in planning their estates? See how to turn these challenges into opportunities using life insurance.
Use Instagram to help market your life insurance business.
Risky Business: Why Insuring Retirement Income Solo Is a No Go.
Our industry is under attack...Compromised information, account takeovers and other fraudulent activity cost billions. See how you can stay vigilant and protect your clients and your practice in a valuable article authored by Lisa Fangman, Sr. Vice President of Insurance Operations.
IUL Policy Illustration Enhancement When running your next IUL Policy Illustration you'll notice the Policy Highlight pages have been redesigned to map out key benefits for different life stage scenarios. To preview the illustration enhancement and for more information download the product bulletin.
Tune into Trade secrets: Insights from industry veterans to drive your success featuring two life insurance legends, with over 100 years of combined experience. They share invaluable insights and strategies that can help you achieve success in today’s changing industry.
Securian Financial offers a wide variety of tools and resources for financial professionals to help their clients develop financial strategies with life insurance as the centerpiece. Our library offers: product-specific sales concepts, advanced sales approaches, and business-building solutions. Access these strategies and other resources by visiting securian.com/life-strategies.
We are excited to share the first in a series of success stories from MassMutual Strategic Distributors, beginning with a concerned business owner who replaced their Indexed Universal Life Insurance (IUL) policy with a MassMutual 10 Pay Whole Life Insurance solution. View our flyer and motion graphic to learn more about the client’s journey in seeking the right solution with whole life.
Increase your summer sales with SwiftProtector. Symetra SwiftProtector’s fast, online application process, makes it easier for clients to get the permanent coverage they need - even in the summertime.
Check out Signature Protection Indexed Universal Life Insurance Series offering two Indexed Universal Life insurance products, Signature Protection Plus Indexed Universal Life and Signature Protection Indexed Universal Life.
See our new IUL launching on August 19. Prudential Momentum IUL, our new accumulation-focused indexed universal life product is an attractive option for clients looking for a tax-advantaged accumulation policy without market risk. Momentum IUL also offers features to help clients adapt to life’s changes while enabling them to protect and grow cash values.
Be a champion for Black Americans' Financial Security. Check out the BluePrints to Black Wealth Playbook.
Starting with a winning strategy is how we approach our Indexed Universal Life Express product. See why high fees matter to your client’s overall strategy.
See what makes our IUL different.
Help your clients plan for the future. Use our consumer and agent materials to learn about using life insurance for income protection, college funding, and Smart Money.
Underwriting & New Business
Advanced Markets
Boost your sales with Executive Advantage. North American's Executive Advantage—a loan regime split dollar life insurance strategy—can help them recruit, retain, and reward their key executives. And for the executive, it can help them retire.
View our updated Connelly case flyer. With the U.S. Supreme Court’s ruling on the Connelly case, business owners need to carefully consider the way they structure their buy-sell agreements. We’ve taken a deep dive into the case, how it could impact business owner estate taxes, and where we can pivot to help clients mitigate risk.
Hybrid Products & LTC
Have you ever sat down with a client and heard, “What if I pay all those premiums but don’t use the benefits?” How do you overcome this question when talking with your clients? The return of premium rider is the perfect option. Download our flyer which discusses the need for coverage and lays out a few return of premium options available to your client.
Lincoln MoneyGuard’s joint feature, the Benefit Transfer Rider, is included at no additional cost to all MoneyGuard Advantage policies (universal life and variable universal life insurance policies with long-term care riders). This joint feature, provides long-term care planning advantages including:
Benefits for more than married couples — Connect with the next generation by helping couples, siblings, parents, loved ones and business owners for estate planning and LTC protection.
Product optionality through choices - Take advantage of the ability to choose between fully guaranteed or market-driven products to personalize plans that will meet individual client’s needs.
Separate death benefits - Clients can obtain access to death benefit proceeds at first death claim.
No decision needed until time of claim - Allow clients to make timely decisions based on their unique situations.
Discover more about the advantages of long-term care planning with MoneyGuard.
Annuity Solutions
Lock in growth and prevent losses with this bond alternative strategy. Lincoln Optiblend FIA is the ultimate bond alternative.hrough a strategic blend of allocations that focus on simplicity and predictability we can provide investors the confidence needed to move assets off the sidelines. The gamechanger: 1 YR S&P 500 10% DRC Trigger = 10.55% or higher trigger rate on all durations for $100k premium or more! Don’t miss out on this double-digit trigger rate.
Take Some of the air out of inflation. ForeIncome II’s optional Income Multiplier Benefit now gives your clients more growth potential and more protection from inflation — even during retirement.
Have you talked with your clients about how a fixed index annuity (FIA) can help them grow their retirement savings through the power of diversification? FIAs have the potential to earn interest based on the performance of a variety of indices, and several crediting strategies are available. A good mix can help deliver your client the earnings they need for retirement. See how each strategy performs in particular market environments.
June was National Annuity Awareness Month. But even as the month ended, your annuity promotion efforts don’t have to. Keep annuity awareness high all year long.
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com