PRODUCER ESSENTIALS

June 11, 2025

This Week's Highlights & Events

Webinar:

Unlocking New Opportunities with Symetra's Swift Options

This morning, at 10:00 am Central.

Get a guided walkthrough of the latest updates and competitive advantages in the Swift product lineup — including key enhancements and a brand-new compensation bonus that rewards your production!

Webinar:

A Fresh Way to help your Clients Create Tax-Free Retirement Income

Thursday, June 19 at 2:00 pm Central.

RESERVE MY SEAT

Looking for a fresh way to help your clients create tax-free retirement income? Join us for a quick, high-impact webinar, where we'll introduce the Stream Plan, a powerful strategy using OPM (Other People's Money) to fund life insurance and build tax-free income streams for your clients.

Life Insurance

Take a look at the latest issue of The Lincoln Leader featuring:

Extended: Lincoln VUL Dollar Cost Averaging 8% Fixed Account Rate Program for Lincoln AssetEdge VUL Suite
Coming Soon: DCA 10% Fixed Account Enhanced Rate Interest Rate Program for Lincoln MoneyGuard Market Advantage
Now available in CA - Lincoln AssetEdge SVUL
Lincoln VUL and MoneyGuard Advantage investment option updates
The Lincoln Playbook

Unlock faster, easier wins on complex business cases.

Webinar replay | Rising to meet life's ambitious goals.

The youngest generation of life insurance customers doesn’t just have a different set of financial goals. They have a completely different language. Our campaign helps you speak on their terms about term life. Check out our Dispel Millenial Myths Campaign in a Box.

Compete to earn more this June with Protective Classic Choice term. This month, maximize your earnings with Protective Classic Choice term policies. Participate in this limited-time offer to earn gift cards and chances to win one of three $1,000 prizes.

Discover the latest Protective Classic Choice term enhancements.

Unlock new possibilities with Term Conversion.

What challenges are your Business Clients facing?

Market drops don’t have to affect your clients. That’s the benefit of Index Lock with IUL policies. Make sure your clients (and prospects) know about this powerful feature made for markets like this.

Grow your business in multicultural markets. At Allianz, we’re committed to supporting you in navigating the multicultural marketplace. That’s why we offer a suite of resources targeted to multicultural communities, a call center offering support in over 200 languages,1 and translated product and company materials.

Higher Targets? Simpler App? Faster Issue? Yes, Please...

Reach your next level with Indexed Explorer Now.

Check out our product Client Guide. Available in 7 + languages.

Watch: Real Lifetime Guarantees Because Taxes, Death, and Term Expirations Are Certain.

Check out our exciting new sales concept for protection IUL.

See how policy delivery for foreign national clients is now easier...

Retirement Conversation Starters for Millennials, Gen X, and Baby Boomers.

Explore LifeCare’s modern approach to hybrid insurance.

Tune in to this month's episode of Hancock Talks, where we’re joined by Adrienne Penta, a nationally recognized expert in estate planning, family governance and multigenerational wealth education. Adrienne shares essential insights to help you guide your clients through the anticipated $70 trillion wealth transfer to the next generation.

Low charges. Higher opportunity. How Eclipse Accumulator II IUL can benefit your clients.

What’s a good way to pass an IRA to the next generation? Clients don’t need their IRA distributions? Nice problem to have. Help them pass it to the next generation tax-free.

Discover the secret to amplifying your clients' charitable gifts.

Ready-to-sell check feature now available in MMSD Portal.

Check out our new UL Guard and SUL Guard illustrations and marketing materials. Register for the June 5 call for product overview and sales concepts.

Speed up your life with SwiftProtector.

👀🔥Hot Summer Bonus: Boost Your Earnings with SwiftProtector!

This summer, writing SwiftProtector with Symetra just got even more rewarding.

From May 1 through August 31, 2025, you’ll earn a 10-point marketing allowance bonus on every paid SwiftProtector policy, based on the annual first-year target premium.

Time’s ticking! This limited-time bonus ends August 31, so now’s the moment to accelerate your SwiftProtector sales and cash in.

Symetra’s Partner Portal: Check out New Features that make managing your Life cases easier

Explore what’s behind the “I” in IUL.

Discover 10-minute takeaways to grow your business.

Here’s what’s new this week in Life Essentials...

VUL Protector: More choices and new pricing are coming!
June Trimester: High-Net-Worth Client Concerns
Updated Performance Insights are now available
Join an elite network of Blueprints to Black Wealth certified financial professionals
And more...

Thinking about one’s long-term care needs isn’t a fun topic and for the younger generations, it may seem too far in the future to worry about. But when armed with the facts, that discussion can be easier to have with your clients. Read our Sales Flyer and see a Case Study on the LTC need.

Help customers maintain their lifestyle by offering Term Life Express. Start the conversation by utilizing our large selection of available marketing materials.

Check out the the new FlexLife, launched May 31, 2025.

Elevate Your Skills: Join National Life's May Training Webinars

Unlock new knowledge with National Life's training opportunities. Register today to maximize the benefits of their comprehensive portfolio:

Product deep dives
Uncovering sales opportunities and the art of the sale
Advanced Sales concepts including CPE credit-eligible training
Retirement Sales strategies and best practices
Running and using illustrations (from basic to advanced design)
Field underwriting and best practices for app submission
New agent introduction to doing business with National Life & the Agent Portal

Drive growth with Builder Plus IUL 4.

Are you reluctant to sell Indexed Universal Life Insurance (IUL) products because you don’t fully understand them? Tune into this webinar as we show how an IUL product works, the IUL products we have available at North American and IUL policy design.

Help start the life insurance conversation in a whole new way and help influence how your clients think about their financial future.

Term Product Change: For clients age 65 and above, our term insurance now requires a minimum face amount of $1 million. However, we understand that certain situations, such as buy-sell arrangements, may require lower face amounts. For these cases, check out our exception process in place to accommodate your clients' specific needs.

Business Owner Priorities Shifting according to Business Owner Insights 2025 2025 Business Owner Insights - priorities versus reality infographic

Business protection remains the #1 priority for business owners, with 58% having a plan in place
Key employee benefits has dramatically risen from 7th to 3rd most important priority
65% of owners want to add more key employee benefits

One Year Anniversary of Connelly Decision: Last Friday marked one year since the landmark Connelly v. US Supreme Court decision (June 6, 2024) that fundamentally changed how we approach buy-sell planning. It also highlighted the importance of keeping an updated buy sell agreement. Connelly - US Supreme Court decision hinders entity buy-sell arrangements.

Underwriting & New Business

Got Retention? Are you working on jumbo cases and need a carrier with substantial internal retention? Look no further. Pacific Life now offers an industry-leading $30 million in internal retention on single life policies. Whether you're looking to stack carriers or seeking more internal retention on a case you previously worked on, Pacific Life is your go-to carrier with excellent underwriting to support those larger case opportunities. Discover what we can do for you.

New UW tab on retirestronger.

Looking to secure better offers for your clients? Corebridge has flexible underwriting sweet spots that can help you do just that. From more lenient treatment of family history and cholesterol to favorable consideration for mild anxiety, pre-diabetes, and even occasional cigar or marijuana use—your clients may qualify for best class rates even with common impairments. Explore the full list of sweet spots and get ahead in your next case.

See our Velocity and underwriting enhancements: We've enhanced our underwriting process to expedite term policies under $1 million for applicants aged 50 and younger. We also improved the application process, ensuring a more streamlined experience for both financial professionals and clients.

Advanced Markets

Are you working with or have referrals for high-net-worth foreign national (HNWFN) clients? Don’t miss the recent updates we’ve made to our HNWFN market program, including:

New minimum policy size for term: Symetra Term’s minimum face amount is now $1.5 million.
Policy solicitation and delivery: Paper and/or electronic applications and forms must now be completed, signed and dated by the insured and policyowner (if different) while in the U.S.
Updates to our country list: Please review the current list of eligible countries in our program guide.

Review the updated program guide.

Are you missing out on high-net-worth sales?

Hybrid Products, LTC & DI

Mutual of Omaha offers competitive LTC rider options, strong brand trust, and marketing support to help you close more business.

Preparing now with the right tools and guidance can help preserve client choices, their independence, and their financial well-being in the years ahead.

June is Alzheimer’s & Brain Awareness Month — a powerful reminder of how long-lasting and emotionally complex care needs can become, especially in the face of progressive conditions like Alzheimer’s and dementia. Join us for a special live webinar that focuses on how to prepare for the long road of care — with a unique solution that never runs out.

Welcome to the May issue of Take Note, your source for important updates from OneAmerica Financial...

School is out, time to talk income protection. As the season heats up and school lets out, it's a great time to help your clients avoid the most overlooked risk: income disruption. Though vacations and sports are top of mind, an unexpected illness or job loss can quickly derail financial plans. Use this moment to:

Annuity Solutions

The "4% "Rule? We may be able to do better. Having enough income to last a lifetime is a cornerstone of retirement planning. The Global Atlantic Income 150+ SE fixed index annuity offers multiple ways for clients to grow retirement income — see how they may be able to do better than the traditional “safe” 4% withdrawal amount. Continue reading.

It can pay to delay....Show your clients how to take control of their IRA and it's taxes with a QLAC..

Boost your clients’ growth potential with Smart Start Accumulator Series from American National. We’re excited to announce the launch of American National’s Smart Start Accumulator Series — two single premium fixed indexed annuities designed to give your clients a powerful head start in building their financial future. Start smart — give your clients the growth potential and security they deserve.