May 6, 2026

This Week's Highlights & Events

Webinar | Why Business Markets? Why Banner?

Join us for an insightful session as we explore one of the most underutilized—and high-potential—opportunities in today’s market: business owners.

In this webinar, we’ll break down why the business market represents such a powerful growth avenue, and how term insurance can serve as a foundational, high-volume “gateway” product to open the door to more advanced planning opportunities.

If you’re looking to grow your practice, increase production, and start more meaningful conversations, this is a session you won’t want to miss.

Life Insurance

Social Media content made easy with our tool.

Keep clients on track for their financial goals.

Effective April 17, 2026, Pacific Life is rolling out new pricing for PL Promise Term level premium life insurance, a product designed to offer affordable death benefit protection to consumers and business owners needing short-term flexible coverage. Read the full bulletin.

Tell your clients they can get that convertible.Got clients who can't decide between term and permanent life? Our Nautical Term policy offers ter-priced coverage now and is convertibleto a permanent policy later. It allows clients to lock in healthy rates and guarantee those rates on a conversion to a permanent product.

See what's new in Life Essentials...

  • New Funds! Custom Premier II Now has more choices

  • The one question that can shape your client's future

  • A Blueprint to success-see what's possible

  • Join an elite network of of Blueprints to Black Wealth certified financial professionals

  • Prudential FlexGuard Life Prospectus update

  • Investment option updates to Prudential VUL products

  • US Life Case Tracker to manage your life insurance cases

  • EssentialTerm Suite: Important planned enhancements for new business submission

  • and more!

The Great Wealth Transfer presents a significant opportunity for you to build meaningful relationships with female clients by addressing their unique financial goals and needs. By implementing targeted strategies now, you can better suppoort women in planning for retirement, offering the guidance they need to make empowered decisions for their financial futures. Explore our client touchpoints flyer.

Join us for part 4 of the Demystifying IUL Series and learn how to take your IUL insurance illustrations to the next level with tips on premiums, distributions, aomparisons, and more.

Avoide surprises: Term renewal premium increases for EFT clients.

Underwriting & New Business

Advanced Markets

Check out our latest edition of Advanced Market News featuring:

  • Planning focus: Assset positioning and life insurance

  • Central Intelligence

  • Discover what JH Solutions can do for you

Hybrid Products, LTC & DI

Nationwide CareMatters II launched in New York on 4/13/26.

Annuity Solutions

When an IRA owner passes away, their beneficiary inherits the tax-deferred assets. But what happens next?

Do you have clients who have inherited an Individual Retirement Account (IRA)? The tax-deferred assets in an inherited IRA can become a valuable source of financial security, but the rules can also be complex.

Use our interactive guide to help clients understand distribution requirements, tax implications, and available strategies based on their specific circumstances.

As you have conversations about inherited IRA, your clients should also seek the advice of their tax professional to ensure the proper handling of their unique situation.

Meet Athene Aviator: Performance, Simplicity and Transparency. Athene has introduced Athene Aviator, a new fixed indexed annuity designed for accumulation that brings together three compelling themes: performance, simplicity and transparency. What stands out about Aviator is how easy it can be to position for clients who want growth potential without added complexity. Athene highlights that the product is built with no complicated fees or riders, a streamlined index lineup, and two preset diversification options to help simplify decisions at issue and make ongoing strategy management easier over time.

Help Secure Your Client's Retirement with Confidence

Your clients want solutions that safeguard what they’ve worked hard to build—while still offering meaningful growth potential. The Ultra Advantage Fixed Index Annuity® (FIA) from United of Omaha Life Insurance Company provides both, combining market‑linked interest opportunities with a 0% floor to help protect against negative index performance.

View the Product Highlights.

View Current rates.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

Copyright 2024. All rights reserved 3 Mark Financial, Inc.