May 29, 2024
This Week's Highlights
The U.S. life insurance industry is broadening its client base by developing strategies to effectively engage and insure customers on a global scale. This proactive approach can ensure sustained growth and longevity for the industry.
Take advantage of this huge opportunity! 3 Mark can help.
Access Lincoln's Foreign National overview presentation available on 3 Mark's Foreign National Playbook.
Life Insurance
Could you use a comprehensive hub of ideas to help clients maximize their assets and minimize their taxes? Look no further than securian.com/life-ideas.
We are excited to share the first in a series of success stories from MassMutual Strategic Distributors, beginning with a concerned business owner who replaced their Indexed Universal Life Insurance (IUL) policy with a MassMutual 10 Pay Whole Life Insurance solution. View our flyer and motion graphic to learn more about the client’s journey in seeking the right solution with whole life.
Join us for the final webinar in our four-part, on-demand series, featuring guest speaker Susan Bratton from Savor Health.
Check out our Accumulator Ascent IUL and Putnam Index Strategies Flyer and Protector IUL and Putnam Index Strategies Flyer to learn about the 20-year hypothetical performance of the Putnam Index Strategies paired with our IULs.
What's On the Horizon for IUL and VUL? Join us for an exclusive livestreamed webinar hosted by Prudential’s Doug Winkler, VP of Sales Execution, and featuring highly sought-after industry expert Bobby Samuelson. Doug and Bobby will discuss what’s fueling the next generation of IUL products and why the pivot to VUL is only just getting started.
Help clients divide their assets, not their family. Here's your May sales idea.
See how our Protected Death Benefit gives clients more flexibility.
Do you have clients who want to create a larger legacy for their beneficiaries, while maintaining liquidity with their money? That's where Smart Builder 3 IUL insurance comes in. Use it to help leverage your client's assets into a larger death benefit and strong early cash values!
Looking to help clients navigate their financial goals between now and (way) later? Discover strategic ways your clients can set and accomplish their midterm goals effectively. Whether they’re saving for a second home or a bucket list item, let this flyer help them plan accordingly.
Our industry is under attack...Compromised information, account takeovers and other fraudulent activity cost billions. See how you can stay vigilant and protect your clients and your practice in a valuable article authored by Lisa Fangman, Sr. Vice President of Insurance Operations.
Watch Total Household Protection and discover how a single IUL policy with riders from Columbus Life is capable of providing coverage for every member of a household and can help provide funds for numerous events throughout one’s life.
At John Hancock, we are proud of our record of delivering exceptional policy performance for all of our customers. Check out the latest improvements to participation rates on certain inforce policies.
In light of events at the Baltimore Key Bridge in March, producers working with existing Maryland policyholders are reminded that John Hancock life insurance policies include grace periods for premium payments. If additional assistance is needed due to extenuating circumstances, please call 800-732-5543.
Underwriting & New Business
Instant Issue: The newest Velocity improvement. If your applicant is approved with our accelerated underwriting, we can now issue the policy instantly if it meets the Velocity Instant Issue requirements. Once the interview has been completed, whether online or over the phone, Protective will be able to collect application signature and issue a policy immediately. The in-force policy will be available to the applicant within 48 hours (about 2 days) via the Velocity Customer Portal, myaccount.protective.com. Download FAQ.
Check out our WriteFit changes, effective June 1, that will help improve the customer experience, increase efficiency and simplify underwriting requirements. These changes will also impact our eApp requirements and support the transition to a more digital application process.
Check out our new Cancer Care Compass tools and resources. With Symetra’s Cancer Care Compass, clients have access to an industry-first rider package offering four distinct cancer-care benefits and services:
We have increased our limit for Expanded Capacity Underwriting Program. Principal can now offer an additional $30 million in capacity over the previous limit for life insurance cases. Get the details.
Advanced Markets
See how the 2024 election could impact your clients. Watch the webinar conducted by Becky Swansburg, CEO of Stonewood Financial.
Explore estate planning for individuals with disabilities. Our estate planning, individually centered (EPIC) website helps financial professionals keep clients' individual needs at the center of the planning and understand the extra challenges families with special needs individuals face.
Our Advanced Markets team can help you show clients and prospects who own small businesses how life insurance can benefit them. See our small-business resources.
Hybrid Products & LTC
The newest enhancements to MoneyGuard Market Advantage 2024 are here. Join us on Thursday, May 30, at 2 p.m. ET, to hear how you can help clients keep their long-term care dollars invested in the market while maximizing tax advantages and providing greater benefit flexibility.
Check out our 2023 OneAmerica Financial Annual Report, and corresponding video that helps demonstrate our compassionate care to agents and clients. With every conversation, and in every moment, we’re here for our customers. That’s our commitment. And our promise.
OneAmerica Financial is sharing some exciting news to enhance your playbook. We proudly unveil improvements to both Annuity Care and Indexed Annuity Care products, effective immediately. Take a look.
Annuity Solutions
Right now most agents aren't targeting Gen X - and that oversight is your opportunity. The recently improved Lifetime Income Benefit Rider (LIBR) available on the IncomeShield fixed index annuity helps simplify planning with a new 20-year fully guaranteed accumulation period and 6.5% compound interest roll-up rate. Check out our new marketing piece showing how a client can double or even triple their income value in less than 20 years.
In April, money market assets hit an all-time high of $6.111 trillion. If your clients have cash on the sidelines, consider suggesting Milestone MYGA as a tax-deferred, retiree-friendly alternative. It offers a top interest crediting rate of 5.30% and the added convenience of the Sagicor renewal commission program. Get cash back in the game with Milestone MYGA.
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com