April 24th, 2024
This Week's Highlights
In case you missed it...
Introducing 3 Mark’s Exclusive Foreign National Cyber Chat Series
In this edition, we're featuring Jay Tildon, Director of Underwriting for National Life Group
Explore in-depth conversations with Foreign National experts representing 3 Mark’s core carriers, recognized for their strength in the Foreign National space.
Learn about key considerations and strategies for success and expanding your life insurance business into the foreign national sector Gain insights into market trends Discover how to tap into lucrative opportunities and overcome challenges in foreign jurisdictions.
Whether you're a seasoned industry professional or new to the global insurance world, our Foreign National Cyber Chats are a must-watch!
We are continuously expanding our Cyber Chat offerings, so be sure to visit our exclusive Foreign National Playbook for the latest updates. While there, get answers to all your foreign national questions. Discover a variety of valuable resources, ranging from comprehensive insights to a curated selection of materials from leading carriers in the foreign national market. Dive into our Carrier Guidelines at-a-glance for quick reference; and much more!
Life Insurance
Taxation can have a significant impact on an overall financial portfolio, could require clients to make larger withdrawals in retirement to make up for the amount lost to taxes … and could potentially deplete that portfolio faster. Show clients our new educational video on the importance of tax diversification and how life insurance can help support their diversified strategy.
Are you using life policies designed as modified endowment contracts (MECs) tactically within client portfolios? Structuring a policy as a MEC is scalable, repeatable and addresses concerns middle income and mass affluent clients may share on retirement and legacy planning. Do a MEC check using our MEC Guide for full facts.
Could you use a comprehensive hub of ideas to help clients maximize their assets and minimize their taxes? Look no further than securian.com/life-ideas.
Check out our Cancer Care Compass on-demand webinar: Multi-cancer early detection test.
No one can predict what challenges the future will bring, but Symetra’s indexed universal life insurance (IUL) products can help clients prepare for them. Explore our producer guide.
Check out our collection of top 12 marketing pieces to enhance your brand presence. Whether you are a newly licensed aspiring agent or a seasoned expert, our marketing pieces can help you achieve your business goals. Our marketing pieces are designed to be high-quality and engaging, so your audience will be eager to learn more.
Make your business personalized with cobrand OnDemand. Embrace your brand's identity with your own logo, contact info, and images.
Help your clients bypass the initial paramed exam when applying for life insurance face amounts between $2,000,001-$10,000,000. Read more about how our new program can jumpstart your life insurance cases.
United of Omaha offers three Accelerated Death Benefit Riders - at no additional cost - on our Term Life Express policies. Learn how these riders work.
If you’re not connecting with women about life insurance solutions, you should be. Why? Because 54 million women are living with a life insurance coverage gap that you can help bridge. Women are also responsible for more than 70% of consumer spending decisions. Learn more about this growth opportunity..
Announcing a new way to protect your business clients. Check out Protective Executive 10-Year Term, a group term carve-out solution tailored for executives.
See the updates for our Protective Strategic Objectives II VUL.
Principal's new Term '23 product is now offering a unique and business forward Business Value Increase Rider which allows business owners to get increases in their coverage without additional underwriting based on the growth in the value of their business. Explore our Business Value Increase Rider.
Underwriting & New Business
Looking for an efficient underwriting experience? Our eApp offers client collaboration.
Help get your life insurance policies approved and issued faster: Clients who use electronic app submission and ePHI average an 8-day reduction in underwriting processing time. Find out more about all of our Allianz digital tools – from new business processing technology to client self-service – on our new submission-to-servicing web page.
Join our webinar, "Accelerating your underwriting edge in a fast-changing world," to learn how we’ve made the underwriting process even more convenient and streamlined for you and your clients.
Advanced Markets
More and more, women are taking charge of their financial well-being, according to the 2023 Women, Money, and Power Study from Allianz Life. Read how financial professionals can help women feel more financially secure, according to our new study.
Access our Advanced Markets Minute in both print and audio form. The latest article is called: I Read That I Can Deduct It."
Advanced Planning Insights - President Biden's proposed 2025 budget... Read our bulletin.
Everybody talks about the importance of estate planning, for everybody...Now, National Life Advanced Markets is offering an 8-part webinar series to help you answer. Take a look.
Hybrid Products & LTC
Putting off the decision to purchase Long-Term Care insurance can result in significant costs.. Read "The Cost of Waiting".
Our LTCi products come with the flexibility to choose from cash or reimbursement benefits. Let your clients pick - Cash or Reimbursement.
As our Baby Boomer generation continues to age closer to the potential need, the news media continues to beat the drum on the importance of implementing an extended care plan:
Annuity Resources
MYGA laddering for rate uncertainty
Your clients may be looking for ways to take advantage of interest rates that are currently at a 23-year high before they potentially drop. Suggest a laddering strategy with a Multi-Year Guaranteed Single Premium Deferred Annuity.
Your clients want to shield their money from losses - but also want it to grow. Show them how to stay positioned for growth, even in a down market, and protect their portfolio. It is now possible with the 1 Yr S&P 500 Dual Trigger account on a Lincoln fixed indexed annuity.
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
www.3mark.com