April 2, 2025
This Week's Highlights & Events
Webinar:
Help Your Business Owner Clients Reduce Their Tax Bill
High-income business owners are always looking for ways to reduce their tax burden—are you offering them the right solutions? Join us for an exclusive webinar where we’ll explore how life insurance can be leveraged inside qualified plans to provide significant tax benefits.
Life Insurance
Looking for Comp Down the Road? Real stability is fueled by a comp plan offering income … for life. Columbus Life comp includes lifetime payouts including trails on all in-force policies for life. Plus, beneficiary payouts and much more. It’s a great way to ensure income down the road.
Do you have a client with a special needs child? Help them plan today for a secure tomorrow. View our white paper on life insurance and special needs trusts.
Help your clients take steps toward a comfortable retirement.
Choose QoL Flex Term (SimpliNow Choice) and you will be presented with your client’s available submission options based on data you enter on the first several screens. Here’s a quick overview to help set your client’s expectations.
Let our tools do the heavy LIFTing...
Help clients protect and fund their future at the same time. Give clients a competitive accumulation option they can depend on with our enhanced Eclipse Accumulator II Indexed Universal Life product. It offers immediate protection while keeping charges low to allow for accumulation potential and market resiliency.
Beginning April 28, fund changes will impact our life insurance, worksite, and institutional products before May 1 and require new materials. Read about our product fund changes effective prior to May 1.
Check out the latest Symetra Sales Flash:
Open the door to future possibilities with SwiftTerm's Conversion Enhancement Rider
Protector IUL and SwiftProtector SM : Protection that’s built to last
Symetra’s Chronic Care Advantage Rider: Access for future needs
Our gameplan for the future: Symetra’s new spot airs during college basketball
Moody’s affirms Symetra’s financial strength rating
Raising the BAR on Life Insurance: What Clients Need to Know About the BenefitAccess Rider.
Join Andrew Champi, VP of Term, Specialty Solutions & Innovation and Ivan Ruis, Regional Vice President, Business Growth & Market Expansion, for this compelling webinar
American National Discontinuing Life Insurance Sales. American National announced that they will stop writing new life insurance business to focus on annuities or other lines of business. Formal applications will be accepted through May 31, with July 31 as the last day to place policies in force. Please see their recent Agent Alert bulletin for key dates and details.
In real life, retirees are often concerned with running out of money after their working years. Who is going to pay their expenses when their life savings are depleted? Check out our Life Protection Advantage IUL policy.
Fall in love with learning
Register today to maximize the benefits of our comprehensive portfolio. Select sessions are also presented in Mandarin and Spanish.
Product deep dives
Uncovering sales opportunities
Advanced Sales concepts including CPE credit-eligible training
Retirement Sales strategies and best practices
Running and using illustrations (from basic to advanced design)
Field underwriting and best practices for app submission
New agent introduction to doing business with National Life Agent Portal
North American offers two top-ranked indexed universal life (IUL) insurance products that lead the industry in competitive performance. Discover how each one can meet the different needs of your clients!
Take a look at the latest issue of The Lincoln Leader with the following articles:
Now available: Lincoln WealthBuilder IUL
Automatic notification or premium due and policy lapse pending
Updated web content helps clients prepare for the 2024 tax season
Guidance for Life and MoneyGuard underwriting quick notes
Let’s face it. Some people don’t like surprises, especially when it comes to a premium increase. Instead, they’d rather have a recurring payment schedule so they can build their budget and stick to it. That’s why Protective Lifetime Assurance UL delivers stable, predictable level-pay premiums, ensuring both you and your clients know what to expect from the policy — both now and down the road. See how Protective Lifetime Assurance UL can deliver permanent protection on a budget.
Wondering how to use PL Promise' life insurance products with your clients? Check out our infographic to help grow your client relationships and unlock new opportunities.
Discover why Pacific Life is optimistic about the future and why you should be, too.
See the many ways PL Promise Term delivers more than death benefit protection.
Underwriting & New Business
Introducing MassExpress, MassMutual's expanded accelerated underwriting program.
Now up to $2 million in coverage, MassExpress, MassMutual's Accelerated Underwriting Program, expedites the application process for qualifying clients by eliminating medical exams and labs, creating a streamlined experience.
Check out our approach to impaired risk cases, redefined...Underwriting impaired risk requires deep expertise, flexibility and competitive pricing. At Banner Life Insurance Company and William Penn Life Insurance Company of New York, Legal & General America companies, we process over 22,000 impaired risk cases each year, helping your clients get the coverage they need
Advanced Markets
Join us for our April webinar - Key Employees & IRS Code Section 101(j). Helping your business-owner clients protect their business from the death of a key employee is an important goal. And compliance with IRC section 101(j) is critical if your clients want the death benefit to remain tax free. Come and learn more about how to comply with this important law.
Help your clients take BOLD action. Business Owner Life-stage Design (BOLD) is a ready-made marketing program for financial professionals to use with business-owner clients. BOLD helps you guide business owners to the right solution for their current business life stage. Whether they’re fully operational, focused on attracting and retaining key talent, or planning for retirement, BOLD has a solution.
Hybrid Products, LTC & DI
April is Financial Literacy Month - Let’s talk Disability Insurance. Now is an ideal time to review your current protection plans. If you or your clients do not have a disability insurance policy, consider the potential consequences of being unprotected. A policy review can reveal gaps in coverage and highlight the importance of having a plan in place.
When clients are searching for a Long-Term Care Insurance policy, they often have multiple considerations. One of the key factors is choosing a carrier that provides flexibility with a range of optional benefits. Learn about how adding an inflation protection rider can provide long-term value for your clients.
Understand the "Middle Market" and Their Need for Affordable Long-Term Care Solutions
Annuity Solutions
Equitrust – Educational Resources To Use With Clients
Start your client conversations with these tools. EquiTrust has a library of educational resources available for you to use in your client meetings — perfect for sharing with clients who are new to annuities.
Cover the basics of fixed annuities and how they compare to other financial solutions.
Income Benefit Riders Answer questions such as: How does income-for-life work, and what features do some carriers offe.
Educational Resources To Use With Clients:
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com