March 19, 2025

This Week's Highlights & Events

Webinar:
Income Protection, Asset Protection & Legacy Protection...OH MY!

Join us for an insightful session with Amanda Fleskoski, Regional Vice President at Protective Life, as she shares fresh strategies and sales ideas to help ensure your clients have the protection they need.

This is a must-attend event for anyone looking to enhance their approach and deliver greater value to clients.

Life Insurance

Look beyond price...

Discover why Pacific Life is optimistic about the future and why you should be, too.

See the many ways PL Promise Term2 delivers more than death benefit protection.

Looking to Connect with Multilingual Clients? Our client-friendly PL Promise Term2 product guides are available in Spanish and Mandarin.

Check out our Quarterly Market Update - 2025 Market Outlook.

Move Sales Ahead: Using Our Backcasting Tool.

Do you have a client with a special needs child? Don’t let them leave the care of that child to chance. Help them plan today for a secure tomorrow. View our white paper on life insurance and special needs trusts.

Set up affordable term coverage with the option to convert to permanent IUL in the future.

Help your clients take steps toward a comfortable retirement.

Lisa Todd named Head of Life Distribution for Financial Distributors. Lisa brings a wealth of distribution expertise to Corebridge with more than 30 years of experience in life insurance distribution. She joins Corebridge from MassMutual Strategic Distributors where she worked for the past 12 years, most recently serving as Head of Life and Disability Insurance Distribution.

Read the special product news from John Hancock Insurance, March 17, 2025.

How much life insurance does your client need? Check out our quick and easy needs analysis interactive tool. It will help you and your client decide how much life insurance coverage is needed to help secure their financial future.

Help clients protect and fund their future at the same time. Give clients a competitive accumulation option they can depend on with our enhanced Eclipse Accumulator II Indexed Universal Life product. It offers immediate protection while keeping charges low to allow for accumulation potential and market resiliency.

Diversify your clients' insurance portfolio with WL & IUL. Learn how stacking Whole Life and Indexed Universal Life can enhance your clients' financial plans.

Case study: Take their plans to greater heights with Accumulator Ascent.

Check out the latest Symetra Sales Flash:

SwiftTerm ® replaces Symetra Term for lower face amounts
Maximize policy growth potential with the help of a globally recognized index
Highlighting National Cancer Prevention Month in February
Symetra’s high-net-worth foreign national marketplace goes digital
Private split-dollar arrangements: An efficient way to transfer family wealth

Here’s what’s new this week in Life Essentials...

Activate your latest sales idea by using the sales kit on the Trimester Sales Strategies site.

Discover the Protection series, consisting of two products, Signature Protection IUL and Signature Protection Plus IUL. Both provide cash value accumulation potential, with each providing unique offerings that can be utilized in different ways.

Explore the newly designed Plan for Life brochure and discover how unexpected events can challenge your clients’ financial stability.

Use the living benefits of an IUL to offer stronger protection for your clients and secure the sale.

Check out Your Clients' Pot of Gold: Living Promise.

Fall in love with learning
Register today to maximize the benefits of our comprehensive portfolio. Select sessions are also presented in Mandarin and Spanish.

Product deep dives
Uncovering sales opportunities
Advanced Sales concepts including CPE credit-eligible training
Retirement Sales strategies and best practices
Running and using illustrations (from basic to advanced design)
Field underwriting and best practices for app submission
New agent introduction to doing business with National Life Agent Portal

North American's new Protection Builder IUL 2 — offers a guaranteed death benefit up to age 120, competitive premiums, and the potential for cash value growth. If your client has an underperforming policy, would like to see how value-add features like living benefits have improved over time, or have had a recent life change, use our worksheet to help them get the most out of their coverage.

Take a look at the latest issue of The Lincoln Leader with the following articles:

Coming soon: Lincoln WealthBuilder IUL
Lincoln VUL products now available on FireLight
Lincoln eSubmission portal now captures BGA name
Guidance for Life and MoneyGuard underwriting quick quotes

Rising Beyond Expectations. Join Samuel Mimbs and Nancy Fahy as we kick off a series of webinars highlighting how we’re evolving to meet your needs.

Let’s face it. Some people don’t like surprises, especially when it comes to a premium increase. Instead, they’d rather have a recurring payment schedule so they can build their budget and stick to it. That’s why Protective Lifetime Assurance UL delivers stable, predictable level-pay premiums, ensuring both you and your clients know what to expect from the policy — both now and down the road. See how Protective Lifetime Assurance UL can deliver permanent protection on a budget.

Help your clients' coverage keep pace with business growth.

Get the latest about our life insurance products and new business and underwriting services to help you effectively write, submit, and place your business.

Underwriting & New Business

Underwriting Uncovered: Navigating Impairments with MMSD. Join the MMSD Life Underwriting team for our 2025 monthly webinar series. Continuing our series introduced in 2024, each month we will highlight a common underwriting impairment, risk or program frequently seen at MassMutual.

Expand client options with Prudential’s flexible tobacco guidelines.

Advanced Markets

National Life’s Advanced Sales Team invites you to this month’s Tactical Tuesdays webinar. During this event, you'll learn how offering life insurance in qualified plans makes both dollars and sense.

Help your clients take BOLD action. Business Owner Life-stage Design (BOLD) is a ready-made marketing program for financial professionals to use with business-owner clients. BOLD helps you guide business owners to the right solution for their current business life stage. Whether they’re fully operational, focused on attracting and retaining key talent, or planning for retirement, BOLD has a solution.

A client’s 1040 tax return can be a valuable tool for your business, revealing potential opportunities for you to better serve them [with life insurance]. Find out what you should look for.

Join the Advanced Markets team as we talk through RISR - the recently launched comprehensive business owner engagement platform. We will discuss how you can help deliver detailed insights that will drive decisions your clients care about.

Hybrid Products, LTC & DI

Give your hybrid focused clients more when they need it...

See how Case Monitoring is a great tool that can be utilized for receiving regular case status updates from your LTC case manager.

The Return of Premium riders offered on our LTC policies can help lessen the fear of paying premiums for benefits they may never use. The optional return of premium riders allows your clients’ beneficiaries to receive a portion of the premiums they’ve paid. Check out our flyer to assist you in explaining the value of these optional riders to your clients.

Annuity Solutions

Educational Resources To Use With Clients:

3 Steps to a Better Retirement Income Plan Guarantee

An important part of the retirement income planning process is to organize thoughts around cash flow needs and whether or not the spending is essential or non-essential. A good place to start with this approach, is by running finances through an income hierarchy chart. This can help map out the different expenses you might expect (as well as those you may not) throughout retirement. Use our guide to help your clients build a better retirement income plan.

Guarantees. Every step of the way.

As you help your clients navigate life's ups and downs, ensuring financial security for their tomorrows becomes paramount. That is why we are proud to present VantagePoint – a multi-year guaranteed annuity (MYGA) product that offers a unique combination of safety and guarantees every step of the way. The VantagePoint MYGA offers fixed-rate returns over multiple years, keeping your clients on track despite any market fluctuations and ensuring a steady income stream. Explore rates and resources.