March 12, 2025

Life Insurance

Stay In The Loop. Check out our latest edition:

We're updating rates on select products
Flexible term coverage tailored for clients
Keep momentum going as Insure Your Love month wraps up
Download 2024 tax documents now — secure, easy and online

Discover why Pacific Life is optimistic about the future and why you should be, too.

See the many ways PL Promise Term2 delivers more than death benefit protection.

Looking to Connect with Multilingual Clients? Our client-friendly PL Promise Term2 product guides are available in Spanish and Mandarin.

Check out our popular tax tool.

Discover Opportunities This Women’s History Month

Check out our Quarterly Market Update - 2025 Market Outlook.

Move Sales Ahead: Using Our Backcasting Tool.

Do you have a client with a special needs child? Don’t let them leave the care of that child to chance. Help them plan today for a secure tomorrow. View our white paper on life insurance and special needs trusts.

How do you best help a client who is on a budget but may need lifelong protection? By allowing for a term conversion with our Nautical Term. Set up affordable term coverage today with the option to convert to permanent IUL in the future.

Empower women to control their financial future.

What can paying an extra $3 a day into an IUL policy premium do for your clients?

How much life insurance does your client need? Check out our quick and easy needs analysis interactive tool. It will help you and your client decide how much life insurance coverage is needed to help secure their financial future.

Leverage the secret to cap rate stability for your IUL clients.

Help clients protect and fund their future at the same time. Give clients a competitive accumulation option they can depend on with our enhanced Eclipse Accumulator II Indexed Universal Life product. It offers immediate protection while keeping charges low to allow for accumulation potential and market resiliency.

Apex VUL adds seven new funds. Check out the Apex VUL Investor Guide & the new Fund flyer to learn more about the investment options available to clients.

Provide a higher level of flexible protection: Case study.

Check out the latest Symetra Sales Flash:

SwiftTerm replaces Symetra Term for lower face amounts
Maximize policy growth potential with the help of a globally recognized index
Highlighting National Cancer Prevention Month in February
Symetra’s high-net-worth foreign national marketplace goes digital
Private split-dollar arrangements: An efficient way to transfer family wealth

Activate your latest sales idea by using the sales kit on the Trimester Sales Strategies site

Do you have clients who are planning for a child’s college education? Share our flyer to show them how certain life insurance policies combine death benefit protection with the potential to accumulate cash value that can help pay for college.

Expand client options with Prudential’s flexible tobacco guidelines.

Explore the newly designed Plan for Life brochure and discover how unexpected events can challenge your clients’ financial stability.

Discover the Protection series, consisting of two products, Signature Protection IUL and Signature Protection Plus IUL.

Check out our historical rate flyers, updated for 2025.

We’re excited to share that all customers who purchase an IUL Express policy will now automatically receive a welcome email from Mutual of Omaha. Learn more about our new welcome email.

From Accidents to Assurance: Guaranteed Protection for Your Clients.

Fall in love with learning
Register today to maximize the benefits of our comprehensive portfolio. Select sessions are also presented in Mandarin and Spanish.

Product deep dives
Uncovering sales opportunities
Advanced Sales concepts including CPE credit-eligible training
Retirement Sales strategies and best practices
Running and using illustrations (from basic to advanced design)
Field underwriting and best practices for app submission
New agent introduction to doing business with National Life Agent Portal

In addition to death benefit protection, North American's Builder Plus IUL 4 is an indexed universal life (IUL) insurance product that offers powerful solutions for business owners. Use our new business-owner client brochure to easily share the benefits of Builder Plus IUL 4.

New year, new product, potential for new life insurance needs. It's the perfect time to reach out to clients to discuss life changes or see if you can help upgrade their current policy to one with living benefits. Order postcards from North American with your name and contact information to start the conversation.

Take a look at the latest issue of The Lincoln Leader with the following articles:

Lincon VUL products now available on FireLight
Lincoln eSubmission portal now captures BGA name
Enhanced safety measures for Lincoln's websites
Did you see the latest blogs?
Updated web content helps clients prepare for the 2024 tax season
Reminder: Online 1099 tax statements and email notification

Rising Beyond Expectations. Join Samuel Mimbs and Nancy Fahy as we kick off a series of webinars highlighting how we’re evolving to meet your needs.

Help your clients' coverage keep pace with business growth.

Get the latest about our life insurance products and new business and underwriting services to help you effectively write, submit, and place your business.

Underwriting & New Business

Underwriting Uncovered: Navigating Impairments with MMSD. Join the MMSD Life Underwriting team for our 2025 monthly webinar series. Continuing our series introduced in 2024, each month we will highlight a common underwriting impairment, risk or program frequently seen at MassMutual.

Advanced Markets

Life insurance is an important component of your client’s financial plan. Evaluating and reviewing a life insurance policy can determine whether it is performing according to expectations — and meeting your client’s financial goals. There are many factors that may impact your client’s policy. Check out our policy Review flyer.

The future of estate tax exemptions is uncertain, but estate planning remains crucial. Learn how to discuss estate planning with clients and implement flexible strategies, regardless of tax changes.

Mining the 1040 for new opportunities. A client’s 1040 tax return can be a valuable tool for your business, revealing potential opportunities for you to better serve them [with life insurance]. Find out what you should look for at our next In the K.N.O.W. (Knowledge, News, and Opportunities Webinars) event.

Visit our Life Insurance Essential Concepts page.

Hybrid Products, LTC & DI

Use Case Monitoring for Long-Term Care (LTC) policy updates.

Update on claim service times...

What's your favorite? Flexible Cash or Unlimited Reimbursement. It seems like there will always be a debate over the best method of LTC Claims payments. Now, you can have both with Asset Care '24.

Join our Leading Tomorrow: 2025 Long-Term Care Market Outlook Webinar.

Annuity Solutions

Guarantees. Every step of the way.

As you help your clients navigate life's ups and downs, ensuring financial security for their tomorrows becomes paramount. That is why we are proud to present VantagePoint – a multi-year guaranteed annuity (MYGA) product that offers a unique combination of safety and guarantees every step of the way. The VantagePoint MYGA offers fixed-rate returns over multiple years, keeping your clients on track despite any market fluctuations and ensuring a steady income stream. Explore rates and resources.

Simplicity with Upside Potential

American National’s Rate Certainty Annuity focuses on a single index - the S&P 500 Dynamic Intraday TCA Index with 4 accumulation-focused crediting strategies. See how this this product stands apart, with 3 performance trigger strategies using just one S&P Index. Rate Certainty Annuity simply and safely puts your clients in the driver's seat of their financial future.

3 Steps to a Better Retirement Income Plan Guarantee

An important part of the retirement income planning process is to organize thoughts around cash flow needs and whether or not the spending is essential or non-essential. A good place to start with this approach, is by running finances through an income hierarchy chart. This can help map out the different expenses you might expect (as well as those you may not) throughout retirement. Use our guide to help your clients build a better retirement income plan.