February 19, 2025

This Week's Highlights & Events

Webinar - Introducing Eclipse Accumulator II by Securian

Join us for an exclusive webinar as we introduce Eclipse Accumulator II—Securian’s latest innovation in the IUL space. Discover how this product stands out in the marketplace and gain actionable sales strategies to drive success:

Key Takeaways:

✔ How Eclipse Accumulator II differentiates itself in the industry

✔ Sales solutions to help you maximize client opportunities

✔ Accelerated underwriting advantages for a seamless process

Life Insurance

Explore common sales concepts of Protection Builder IUL 2.

Discover the new, secure process for submitting and retrieving inforce policy documents. This process will protect sensitive information, ensure faster processing, and provide convenient access through the Agent Portal starting March 17. 

Take a look at the latest issue of The Lincoln Leader with the following articles:

  • Pricing Update: Lincoln LifeElements and Lincoln TermAccel

  • Lincoln DesignIT Illustration Updates

  • Now Available: New Accelerated Benefit Riders for Lincoln AssetEdge SVUL and eSubmission

  • Out-of-State Sale Verification Form Updates

  • New Business Form Updates

  • Guidance for Life and MoneyGuard underwriting quick quotes

  • iPipeline eSubmission tool now captures BGA name

  • 3 Tips to Avoid Unintentional Premium Payments

Estimate and compare the future value difference between a taxable product and a tax-deferred product.

Move Sales Ahead: Using Our Backcasting Tool. Our backcasting tool was created to help you and your clients assess the historical frequency of meeting the assumed rate illustrated on their life insurance proposal.

Get your updated Tax Summary and Social Security & Medicare Summary sheet.

Show clients real strength.


Think beyond the illustration.

Help your clients realize full product potential. Consider our S&P 500 Uncapped Annual Point-to-Point Indexed Account with Spread. It can help them explore market upside without a cap downside. Learn how it can be a real conversation kick-starter with clients.

Take a look our latest Spotlight featuring:

  • Vitality program featured in Congressional hearing

  • Tell the LifeCare story: Your sales resource guide

  • Discover Growth Positioning Stories (GPS)

  • Webinar replay: LifeCare: A hybrid IUL with LTC benefits solution that delivers more

  • $100,000 donated through Vitality's Healthy Food program

  • New for eligible Vitality members: Function Health

The inside line to Securian Financial...

Help your clients leave a lasting financial legacy with our $99 legacy strategy.

Introducing Eclipse Accumulator II IUL, Securian Financial’s new and improved Indexed Universal Life product. Eclipse Accumulator II IUL includes everything you love about its predecessor — low charges, competitive distributions, simple and transparent product — plus new indexed accounts and higher target premiums.

Empower clients with smart estate planning. Your Sales Idea for February is here. Now is the time to help clients create flexible estate plans that enable them to make the most of today’s landscape while being prepared for whatever tomorrow may bring. ‌ Activate this sales idea by using the sales kit on the Trimester Sales Strategies site.

Discover what's new this week in Life Essentials.

This February, show your clients how to give their grandkids a gift of love and security that will last a lifetime.


Some clients have an estate or family business to pass on to the next generation but want to ensure fairness and harmony within their family. Income Advantage IUL can be a great solution for establishing estate equalization. See how easy this concept can be to apply to your own clients’ needs.

February webinars: Fall in love with learning
Register today to maximize the benefits of our comprehensive portfolio! Select sessions are also presented in Mandarin and Spanish.

  • Product deep dives

  • Uncovering sales opportunities

  • Advanced Sales concepts including CPE credit-eligible training

  • Retirement Sales strategies and best practices

  • Running and using illustrations (from basic to advanced design)

  • Field underwriting and best practices for app submission

  • New agent introduction to doing business with National Life Agent Portal

Underwriting & New Business

Check out our new Risk Class Name Changes. Pacific Life announced new Risk Class Naming Conventions for PL Promise products. All applications dated on or after February 21, 2025, will receive the risk class names listed in their recent bulletin.

Find out how we're making it easier to apply for life insurance.

Advanced Markets

Life insurance opportunities in the new administration: Consider this presentation Part 2 of our January webinar, “Post election tax & legislative update.” Where do your best prospects lie? Join Securian Financial for more discussion of potential life insurance opportunities in the new year.

Hybrid Products, LTC & DI

Check out our sales idea: Help Clients Stay at Home. Did you know that individuals turning 65 today have nearly a 70% chance of needing some form of long-term care in the future? For many, the preferred choice is to receive care at home rather than in a facility. Mutual of Omaha’s Long-Term Care product offers up to four flexible options to help clients remain in the comfort of their own homes for as long as possible.


Empowering the aging journey with Better Living Longer...

Asset Care 2024 in 2025. As your new One America Financial Account Management team we're kicking of the year by making sure all our key distribution partners have all the tools needed while we continue our Asset Care 2024 product rollout.

Read What is you get the call? As advisors, we focus on growth and investment strategies, but are we preparing clients for the unexpected? Income protection isn’t just a policy—it’s a lifeline. Whether due to illness, injury, or unforeseen circumstances, ensuring clients can maintain their lifestyle is critical. Proactively discussing income protection strengthens client relationships and reinforces your role as a trusted advisor.

Annuity Solutions

EquiTrust makes it easy to transfer an Inherited IRA to a Non-Qualified contract.

MarketPower Bonus Index, our popular bonus fixed index annuity (FIA), is now available for Inherited IRA business. This means you can offer ineligible beneficiaries with an Inherited IRA:

  • An instant 10% bonus on the value of the Inherited IRA to help offset taxes.

  • Simplicity and flexibility — they choose when and how much to convert, and we make it easy and reduce paperwork by creating a single mirrored contract.

  • The ability to turn the IRA into guaranteed income for life through the product’s Income Benefit Rider.

Plus EquiTrust can withhold the taxes. Start the conversation by sharing the Inherited/Stretch IRA brochure with your clients.

Look Beyond Today's Headlines with a Multi-Year Trigger Rate Guarantee

Multi-year rate guarantee with trigger lock. Predictability. Simplicity. Results that correlate to the S&P 500.

  • Locked In guaranteed rates for multiple years.

  • Growth when the index is up or flat

  • 100% Downside Protection when the index is down

  • Tracks the S&P 500 Daily Risk Control 10% Index, with a close correlation in positive performance with the S&P 500.

  • Potential for a Higher specified rate with a volatility-controlled index

Introducing the 1 Yr S&P 500 10% Daily Risk Control Trigger Lock, now available with a Lincoln fixed annuity.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

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