February 18, 2026

This Week's Highlights & Events

LifeCare Bonus Extended. Deadline March 31, 2026. Don’t miss your chance to earn up to 41.25% more on your LifeCare cases. From August 1, 2025 - March 31, 2026, eligible producers can earn big bonus payouts on qualifying LifeCare cases. Download bonus flyer. Access LifeCare resources.

Life Insurance

Explore Indexed Explorer Plus as a single premium Modified Endowment Contract (MEC) for immediate death benefit protection and great cash value accrual. FOr clients holding fixed assets meant for beneficiaries, this immediately increases the legacy. Check out the details in our MEC flyer which includes prospects, selling points and illustation tips.

Comparing life policy living benefit riders? See how our client-friendly "lien method" formula compares to competitors for payouts, costs, underwriting and more. We think you'll like our lien.

Make tax advisers aware of the importance of tax efficiency when building retirement plans for clients. A tax efficient strategy can help assets last longer into retirement and increae the value of the legacy you leve your heirs.

Help clients get the most out of their accumulation IUL.

Help your clients put their love into action with life insurance.

Help your clients put their love into action with life insurance (QOL version).

You could be Platinum Status by now.

Introducing SmartStart Segments - seamless segment management for IUL 26.

Join us for this month's 5-minute strategy.

Securian Financial's newest accumulation IUL is now available in California.

National Cancer Prevention Month: Help your clients take action.

Check out our latest edition of Sales Flash featuring:

SwiftTerm earns recognition from top publications to start 2026
New partner portal enhancements, including multiple document upload
On-demand video library
Fast-facts: 2026 tax updates
2026 Symetra IUL sweep updates
High-net-worth foreign national program enhancements
& more

Check what's new in the latest Life Essentials:

Trimester Sales Strategies: Entitlement Benefits and the Retirement Gap
SVUL Protector 2025 is launching in New York
Survivorship Index UL 2025: Availability in FL, Washington D.C. and UT
Invest 10 minutes for sales strategies on retirement derailers
Moderate Risk Portfolios: Similar outcomes, smoother ride
Rethinking life insurance as a living asset
Underwriting support for even larger cases
and more!

This Valentine's season, help clients deliver on their promise to protect the ones they love with long, lasting meaningful coverage.

Use our product video to learn more about the features of Living Promise Whole life insurance.

Design to Align: Create an Efficient Qualified Plan for Small Business Owners. Continue to celebrate National Financial Wellness Month and help business owners understand the benefits of an efficient, qualified plan design.

Speak your clients' language with these tips.

10 reasons to work with North American.

Check out our new resources for Insure Your Love Month.

Here for the better. Meiji Yasuda Group has completed the acquisition of Banner Life Insurance Company and William Penn Life Insurance Company of New York from Legal & General Group plc, effective February 2, 2026. Now backed by Meiji Yasuda, Banner Life is well-positioned to further enhance the term life insurance experience for you and your clients.

Join the reveal - new product launching today. Welcome a new era of protection with Lincoln WaelthProtector IUL.

View the latest issue of The Lincoln Life Leader featuring:

Now available: Lincoln WealthProtector IUL
Now effective: Rate updates to IUL policies
Lincoln DesignIt illustration updates
Now available in Montana: Lincoln AssetEdge SVUL
Lincoln VUL investment options updates
Underwriting and Foreign National updates
+ five more important articles

Show clients the value of life insurance this February. Did you know 72% of Americans say financial security is an important act of love? We’re here to help you take advantage of this opportunity to protect more people during Insure Your Love month. Our interactive guide helps you identify clients who may need life insurance, start the conversation with confidence and respond to common concerns, all while growing your business.

Address 3 common concerns during Insure Your Love Month.

MassMutual ALIR limits increased to better meet client needs. The Additional Life iNsurance Rider (ALIR) allows the policyowner to purchase additional participating paid-up life insurance on the policy date oof the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.

Here's the scoop on the refreshed pricing of PL Promise Term - plus, other important reasons to consider this product for your clients.

Discover the many was PL Promise Term delivers more than death benefit protection.

Use the 2026 Federal Tax Amounts and Limits as a handy reference this tax season.

Kick start the new year with two of our most popular client-approved resources.

The findings from our recent small-business owner survey are here - and you should see them.

Get Principal's latest life insurance and individual disability insurance news.

Check out our enhanced UL Flex III with longer guarantees. Effective January 2, 2026, Principal Universal Life Flex III (UL Flex III) is repriced for new-issue policies.

Underwriting & New Business

Check out Banner's new accelerated underwriting enhancements for your clients.

Banner has increased retention for ages 20–75 and added capacity to support higher face amounts:

Preferred Plus through Table 4: Now $10M
Table 5–12: Now $2M

With higher retention in place, accelerated underwriting is now available for even larger cases. Exam-free and instant decisions are now eligible for clients ages 20–60 up to $5 million in coverage. Previously, AUW pathways were capped at $4 million.

The increased retention also allows for greater autobind flexibility:

Preferred Plus through Table 4: Now $40M (previously $30M)
Table 5–8: Now $20M (previously $10M)

Leverage our seamless, all-digital process.

Help clients understand how underwriting works.

Approved rate class now displayed in eApp for Life applications.

Already known for our capacity and knowledge to handle your large cases, we can now handle even larger ones. We are pleased to announce that the Auto-bind and Jumbo limits have increases to $75 million, and the AutoPlus reinsurance program has increased to $95 million.

Advanced Markets

Check out the latest edition of The Closing Concept: Real Cases. Expert Solutions. More Life Issued.

Check out our new Foreign National eligibility questionnaire and guidelines. Access our new online tool: Foreign National Questionnaire.

Determine eligibility
No log in required

Available on the Rapid Rater quoting tool.

Plus, check out the updated Foreign National guidelines for lIfe Insurance Sales.

One case. One story. Another way to create tax-advantaged retirement income.

Hybrid Products, LTC & DI

If you sell disability insurance, you should own it yourself. Having personal coverage not only protects your own income, it also makes you a stronger advisor. When you’ve gone through the process firsthand, you explain riders more clearly, discuss exclusions with empathy, and anticipate underwriting challenges with greater confidence. The result is a more natural, strategy-driven conversation with clients — and greater credibility when recommending income protection solutions.

Strengthen your client conversations today. With a 76% approval rate, fast turnaround, and flexible options. LifeCare makes it easy to protect your clients against riding long-term care costs.

Visit the SecureCare IV launch center. Stronger benefits, same trusted structure. Explore what's new in SecureCare IV and how it can help you stay competitive.

Experience essential elegance: Join us in Lake Tahoe.

Use these short videos to uncover new LTC opportunities, deepen client engagement, and grow your business.

The OneAmerica Care Solutions Deep Dives webinar series goes in-depth on topics related to our asset-based long-term care (LTC) protection. Join OneAmerica's free webinars every other Friday at 11:00 am ET. Each session is intended to last 15 - 40 minutes.

Annuity Solutions

Help clients protect their money for retirement. After saving for a lifetime, how can clients ensure their money is protected in case of market downturns or other risk? You can help clients understand their own tolerance for risk and help protect their money for retirement from risks such as.

Why annuities are a powerful retirement strategy for single women. Women are not staying on the sidelines when it comes to their retirement planning, and being single is more common for women than ever. That shift is helping reshape retirement planning. Women are involved and proactive in seeking out new ways to ensure they’re ready for life after work and evaluating the impact of investments or career choices on their long-term financial planning. In many cases doing it independently can be both an opportunity and a challenge.Share this client approved article with your clients to show how annuities have a strategic place women's financial planning.

DIA Calculator Fuels Future Income Discussions: A new deferred income payouts calculator is ready for your use with income-interested clients. Create monthly income quotes by either amount contributed or amount desired. Funding sources can be qualified, nonqualified or QLAC. Give it a click today.

The annual Tax Guide from Western & Southern Financial is packed with facts that you can access fast - all on one single easy to read sheet. Find info on tax brackets, exemptions, dividends, and deductions.

Have you ever reviewed your clients’ 1040 tax return forms with them? While you may not be giving them tax advice, talking through these crucial documents may open avenues to discuss the benefits of tax deferred growth and guaranteed lifetime income with an annuity. Use our interactive 1040 tax form webpage to guide client conversations on the potential benefits of annuities.