February 12, 2025
This Week's Highlights & Events
Webinar - Women and Wealth: The Impact of Women's Economic Influence
Join us for an insightful discussion on the growing influence of women in wealth accumulation. In this session, we’ll explore the significant role women play in today’s financial landscape and how you can optimize this opportunity for growth. What We’ll Cover:
The impact of women on wealth today
Strategies to optimize this growing opportunity
Elevating your level of connection and engagement
Real-world case studies
Life Insurance
Take a look at the latest issue of The Lincoln Leader with the following articles:
Pricing Update: Lincoln LifeElements and Lincoln TermAccel
Lincoln DesignIT Illustration Updates
Now Available: New Accelerated Benefit Riders for Lincoln AssetEdge SVUL and eSubmission
Out-of-State Sale Verification Form Updates
New Business Form Updates
Guidance for Life and MoneyGuard underwriting quick quotes
iPipeline eSubmission tool now captures BGA name
3 Tips to Avoid Unintentional Premium Payments
Address 3 common concerns during Insure Your Love month.
41% of Americans don’t own any type of life insurance — individual or group. Use our guide to discover how easy it can be to offer life insurance, anticipate the needs of your clients, and sustain your business strategy.
See how you can use PL Promise CUL to help meet your clients’ changing needs.
Take inspiration from two sales ideas on how to use PL Promise GUL with your clients: Sales Idea#1. Sales Idea #2.
See how clients can save on life insurance premiums using a tiered approach.
Move Sales Ahead: Using Our Backcasting Tool. Our backcasting tool was created to help you and your clients assess the historical frequency of meeting the assumed rate illustrated on their life insurance proposal.
Get your updated Tax Summary and Social Security & Medicare Summary sheet.
Looking Back ... And Looking Forward. Read Senior VP & Senior Distribution Officer Matt Canterbury's memo where he reviews the past year and discusses the potential of the new year in his annual letter to all.
Help your clients realize full product potential. Consider our S&P 500 Uncapped Annual Point-to-Point Indexed Account with Spread. It can help them explore market upside without a cap downside. Learn how it can be a real conversation kick-starter with clients.
See how we observed World Cancer Day...
Introducing LifeCare, a hybrid indexed UL life insurance solution with long-term care benefits. This product offers your clients a unique way to reposition assets today for a more secure tomorrow. LifeCare’s modern design, intuitive digital application, streamlined underwriting process, and integration with the John Hancock Vitality Program make it a compelling life insurance choice for today’s customers. Learn more about LifeCare.
Introducing Eclipse Accumulator II IUL, Securian Financial’s new and improved Indexed Universal Life product. Eclipse Accumulator II IUL includes everything you love about its predecessor — low charges, competitive distributions, simple and transparent product — plus new indexed accounts and higher target premiums.
Help your clients leave a lasting financial legacy with our $99 legacy strategy.
Empower clients with smart estate planning. Your Sales Idea for February is here. Now is the time to help clients create flexible estate plans that enable them to make the most of today’s landscape while being prepared for whatever tomorrow may bring. Activate this sales idea by using the sales kit on the Trimester Sales Strategies site.
Discover the Protection series, consisting of two products, Signature Protection IUL and Signature Protection Plus IUL. Both provide cash value accumulation potential, with each providing unique offerings that can be utilized in different ways.
February webinars: Fall in love with learning
Register today to maximize the benefits of our comprehensive portfolio! Select sessions are also presented in Mandarin and Spanish.
Product deep dives
Uncovering sales opportunities
Advanced Sales concepts including CPE credit-eligible training
Retirement Sales strategies and best practices
Running and using illustrations (from basic to advanced design)
Field underwriting and best practices for app submission
New agent introduction to doing business with National Life Agent Portal
Underwriting & New Business
Check out our new Risk Class Name Changes. Pacific Life announced new Risk Class Naming Conventions for PL Promise products. All applications dated on or after February 21, 2025, will receive the risk class names listed in their recent bulletin.
Find out how we're making it easier to apply for life insurance.
Advanced Markets
Why focus on divorcing clients? As the big day approaches, few like to ponder the potential ramifications if the marriage doesn’t succeed. Yet, without adequate preparation, divorce can wreak substantial havoc on one’s finances – impacting both short-term and even long-term retirement goals. Being a knowledgeable, organized, and prepared financial professional can help. Learn more about working with divorced clients.
Help keep estate goals on track through unexpected changes. Use our resources as you help inform your clients on potential design strategies, using a life insurance policy, to address various estate planning goals while retaining a level of flexibility.
Life insurance opportunities in the new administration: Consider this presentation Part 2 of our January webinar, “Post election tax & legislative update.” Where do your best prospects lie? Join Securian Financial for more discussion of potential life insurance opportunities in the new year.
Hybrid Products, LTC & DI
Read What is you get the call? As advisors, we focus on growth and investment strategies, but are we preparing clients for the unexpected? Income protection isn’t just a policy—it’s a lifeline. Whether due to illness, injury, or unforeseen circumstances, ensuring clients can maintain their lifestyle is critical. Proactively discussing income protection strengthens client relationships and reinforces your role as a trusted advisor.
Check out the Use Case Monitoring for LTC policies - Quick Guide: Case Monitoring is a valuable tool for tracking LTC policy status, providing key information like policy details, requirements, and updates from your case manager.
Asset Care 2024 in 2025. As your new One America Financial Account Management team we're kicking of the year by making sure all our key distribution partners have all the tools needed while we continue our Asset Care 2024 product rollout.
Annuity Solutions
Look Beyond Today's Headlines with a Multi-Year Trigger Rate Guarantee
Multi-year rate guarantee with trigger lock. Predictability. Simplicity. Results that correlate to the S&P 500.
Locked In guaranteed rates for multiple years.
Growth when the index is up or flat
100% Downside Protection when the index is down
Tracks the S&P 500 Daily Risk Control 10% Index, with a close correlation in positive performance with the S&P 500.
Potential for a Higher specified rate with a volatility-controlled index
Introducing the 1 Yr S&P 500 10% Daily Risk Control Trigger Lock, now available with a Lincoln fixed annuity.
Do your clients have the right risk balance in their retirement solutions? Help them build a portfolio that matches their long term goals. Use our client approved flyer to show how an annuity may help meet their retirement goals.
EquiTrust makes it easy to transfer an Inherited IRA to a Non-Qualified contract.
MarketPower Bonus Index, our popular bonus fixed index annuity (FIA), is now available for Inherited IRA business. This means you can offer ineligible beneficiaries with an Inherited IRA:
An instant 10% bonus on the value of the Inherited IRA to help offset taxes.
Simplicity and flexibility — they choose when and how much to convert, and we make it easy and reduce paperwork by creating a single mirrored contract.
The ability to turn the IRA into guaranteed income for life through the product’s Income Benefit Rider.
Plus EquiTrust can withhold the taxes. Start the conversation by sharing the Inherited/Stretch IRA brochure with your clients.
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com