
February 11, 2026

Register for Enhancing the Living Benefits Conversation with National Life Group.
This afternoon at 2:00 pm Central.
Long-term care remains one of the most significant and least predictable expenses clients may face in retirement. As life expectancies increase and healthcare costs continue to rise, the likelihood of needing extended care grows, while the financial impact of paying for that care becomes more severe.
In this session, Marco Campa and Joseph Keenan will introduce a new solution designed to help address this growing concern — the Premium Chronic Care Rider. Learn how this living benefit can help clients access funds during their lifetime to cover chronic care needs, while still maintaining life insurance protection for their families.

Make tax advisers aware of the importance of tax efficiency when building retirement plans for clients. A tax efficient strategy can help assets last longer into retirement and increae the value of the legacy you leve your heirs.

National Cancer Prevention Month: Help your clients take action.
Check out our January 2026 Sales Flash featuring:
SwiftTerm earns recognition from top publications to start 2026
New partner portal enhancements, including multiple document upload
On-demand video library
Fast-facts: 2026 tax updates
2026 Symetra IUL sweep updates
High-net-worth foreign national program enhancements
& more

Check what's new in the latest Life Essentials:
Trimester Sales Strategies: Entitlement Benefits and the Retirement Gap
SVUL Protector 2025 is launching in New York
Survivorship Index UL 2025: Availability in FL, Washington D.C. and UT
Invest 10 minutes for sales strategies on retirement derailers
Moderate Risk Portfolios: Similar outcomes, smoother ride
Rethinking life insurance as a living asset
Underwriting support for even larger cases
and more!

Design to Align: Create an Efficient Qualified Plan for Small Business Owners. Continue to celebrate National Financial Wellness Month and help business owners understand the benefits of an efficient, qualified plan design.

Read the full terms of the transaction close.
Here for the better. Meiji Yasuda Group has completed the acquisition of Banner Life Insurance Company and William Penn Life Insurance Company of New York from Legal & General Group plc, effective February 2, 2026. Now backed by Meiji Yasuda, Banner Life is well-positioned to further enhance the term life insurance experience for you and your clients.

Meet your competitive advantage on February 17. We're starting 2026 with a bold dtep forward in protection - aq product designed to help safeguard what matters most. Join us for the unveiling of Lincoln WealthProtector IUL - the newest addition to Lincoln Elite IUL portfolio.
View the latest issue of The Lincoln Life Leader featuring:
Coming Soon: Lincoln WealthProtector IUL
Coming Soon: Rate updates to IUL policies
Coming Soon: Lincoln VUL investment option updates
Updated web content helps clients prepare for 2025 tax season
Driving innovation in the Lincoln MoneyGuard Application Process
Enhanced security measures for Lincoln websites

MassMutual ALIR limits increased to better meet client needs. The Additional Life iNsurance Rider (ALIR) allows the policyowner to purchase additional participating paid-up life insurance on the policy date oof the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.

Symetra's Super Preferred Upgrade Program: Extended through July 1.
Symetra has increased our autobind limit from $35M to $55M, giving us significantly more capacity to move quickly on large cases—without added friction or delays. Simply put, we are ready for large-case business and positioned to execute efficiently at higher face amounts.
If you have opportunities that were previously on the edge, now is the time to bring them forward. Let’s put this expanded authority to work.More information to come.

Check out our new Foreign National Rapid Rater Digital Quoting Tool as mentioned in our updated Guidelines for Life Insurance Sales to Foreign Nationals.

The OneAmerica Care Solutions Deep Dives webinar series goes in-depth on topics related to our asset-based long-term care (LTC) protection. Join OneAmerica's free webinars every other Friday at 11:00 am ET. Each session is intended to last 15 - 40 minutes.

While many plan for death with life insurance, far fewer prepare for the higher likelihood of a long-term illness or injury. Check out this article exploring common misconceptions around disability risk and how income protection strategies can help keep personal and business plans on track. A strong conversation starter for upcoming reviews.

Visit the SecureCare IV launch center. Stronger benefits, same trusted structure. Explore what's new in SecureCare IV and how it can help you stay competitive.

Have you ever reviewed your clients’ 1040 tax return forms with them? While you may not be giving them tax advice, talking through these crucial documents may open avenues to discuss the benefits of tax deferred growth and guaranteed lifetime income with an annuity. Use our interactive 1040 tax form webpage to guide client conversations on the potential benefits of annuities.

Help clients protect their money for retirement. After saving for a lifetime, how can clients ensure their money is protected in case of market downturns or other risk? You can help clients understand their own tolerance for risk and help protect their money for retirement from risks such as.
Why annuities are a powerful retirement strategy for single women. Women are not staying on the sidelines when it comes to their retirement planning, and being single is more common for women than ever. That shift is helping reshape retirement planning. Women are involved and proactive in seeking out new ways to ensure they’re ready for life after work and evaluating the impact of investments or career choices on their long-term financial planning. In many cases doing it independently can be both an opportunity and a challenge.Share this client approved article with your clients to show how annuities have a strategic place women's financial planning.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com