Intoducing RapidProtect: Lifelong protection in an instant.

Rate increases for SummitLife IUL. SummitLife indexed universal life (IUL) insurance, designed for high-net-worth clients focusing on wealth creation or preservation, now delivers even more potential.

View the latest issue of The Lincoln Life Leader featuring:

  • Now available in CA: Lincoln WealthBuilder IUL

  • Now available in PA - Lincoln AssetEdge SVUL

  • Extended: Lincoln VUL DCA 8% Fixed Account Rate Program for Lincoln AssetEdge VUL Suite

  • Program Ending: DCA 10% Fixed Account Enhanced Interest Rate Program for Lincoln MoneyGuard Advantage

  • New paperless options for life insurance clients

  • Best practices for closing your life insurance business with Lincoln

Fuel financial goals with proven performance, flexibility and strength

In early 2026, Protective Indexed Choice UL will close to new sales. We're committed to a seamless transition with information and protection strategies to keep your business moving forward. View transition flyer.

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.

Mark your calendar to find out what we've been working on. Something exciting is on the horizon - anew way to elevate your business and unlock greater value. It's bold, it's enagging. And it's built to celebrate your success.

As 2025 comes to a close, we want to express our deep appreciation for your business and continued support. We know you have many choices when it come to writing life insurance, and we're grateful for your choosing Symetra for your client's needs. Watch out holiday video.

Check out the latest Symetra Sales Flash.

In the spirit of the season, we've created a short video featuring some familiar faces from your sales team. It provids a behind-the-scenes look at why we're so passionate about helping people protect their families and the lives they've built. Watch the video.

Drive Growth and Recognition: Expect more in 2026. Mutual of Omaha 4 Quarters Club 2026.

Help younger clients understand the need for an LTC rider.

Show your clients how IUL Express offers fast coverage, flexibility, and growth potential all backed by a trusted name.

Underwriting & New Business

Underwriting Corner Premium Payment Methods & Frequencies. Avoid delays and keep applications moving by using the right payment methods. Mutual of Omaha's Premium Payment Guide outlines acceptable options and key restrictions - so you can process premiums with confidence.

Closing the year on a high - Autobind+ Increased!

Effective December 10, your high-net-worth clients may be able to obtain up to $140M in coverage through Autobind+ - an increase of $10M.

Join MMSD Life Underwriting for our 2026 monthly webinar series:

  • Discover key underwriting impairments commonly faced in the field

  • Gain practical tips to accelerate your underwriting process

  • Review case studies and their ratings for actionable insights

Advanced Markets

Take a look at Executive Retention+, our employer-owned life insurance strategy that helps address multiple business-owner needs with one policy. Watch the on-demand webinar to see how this concept can open new doors for your business.

Check out the December edition of Advanced Markets News including:

  • Updated resources for 2026 reflecting 2026 exemptions

  • Timely insights and strategies to support meaningful year-end planning conversations

  • Legistlative updates

  • and more!

Register for the Life Advanced Markets Spotlight Series - Trust-Owned Life Insurance: Strategies and Examples.

Split dollar arrangements are a way for a business to help the business owner or key employees of the business acquire permanent life protection. It is also a way for an indivudal to assist another person (or trust) with the costs of acquiring a permanent life insurance policy. Watch our video to learn more about how split dollar loans work.

Hybrid Products, LTC & DI

Improved LifeCare just in time for year end.

With only days left to hit your 2025 sales goals, don’t miss the exciting news:
LifeCare now offers a more competitive 6-year LTC benefit period! This upgrade gives you a powerful way to deliver even more value to your clients. Act now to potentially leverage this improvement and help boost your year-end sales.

As we wrap up the year, it’s a great time to revisit one of the most important (and often overlooked) steps in the Disability Insurance process: thoughtful pre-screening. See why asking the right questions upfront—around health, occupation, and income—leads to smoother underwriting, more accurate quotes, and stronger advisor-client relationships. A little extra care on the front end can help avoid surprises on the back end and set the stage for a more confident start to the new year.

Introducing our latest LTC Innovation: CareMatters Annuity. CareMatters Annuity is an annuity-based linked-benefit solution with a simple product design that offers your clients:

  • Triple or double their contract value for LTC coverage

  • A triple-tax efficient LTC solution

  • A streamlined underwriting process with no health interview

Annuity Solutions

Introducing CareMatters Annuity - powerful LTC Protection for your clients. Our new long-term care (LTC) solution is built on a single-premium deferred fixed annuity chassis designed for clients who want asset protection and flexible LTC benefits. View the Product Highlights. View the Underwriting Process.

Help cients overcome annuity hesititaion, Turn concerns into confidence.

Many clients like the idea of guaranteed lifetime income — until the word annuity enters the conversation. What’s really stopping them? Often, it’s not logic but behavioral biases that create hesitation. Our latest piece, Solving the Annuity Puzzle: A Behavioral Analysis, helps you identify and remove these common roadblocks in client conversations.

Global Atlantic's recent Retirement Insights Survey revealed a surprising discrepancy: While nearly 9 out of 10 investors prioritize investments that provide a steady income stream in retirement, only two-thirds of financial professionals meet that need. We recently made it easier for financial professionals to address this priority:

  • Income 150+ SE Fixed Index Annuity gives your clients a 20% boost to their Withdrawal Base on day one —which they can activate immediately!

  • And we just increased the Lifetime Withdrawal Percentages at every age on our Income 150+ SE* Fixed Index Annuity by 20bps.

With this powerful combination of a boost and increased payouts,give your clients what they want—the potential for more income in retirement. 

Year-End Guidelines

Review each carrier's year-end guidelines by clicking the name of the carrier:

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