December 18, 2024

This Week's Highlights & Events

Life Insurance

Give your clients the gift of peace of mind. With Symetra’s Swift digital life insurance platform, a term or permanent life insurance policy can be delivered in as little as 25 minutes. That means more time for them to focus on the present—and the presents.

Help your clients can tap in to the pulse of today’s economy with the Nasdaq-100 Index, now one of the index-linked interest options available with Symetra’s Accumulator Ascent IUL (indexed universal life). Learn how the index tracks the performance of the 100 largest non-financial companies on the Nasdaq Stock Market, providing broad sector coverage.

Watch our Cancer Care Compass employee spotlight: Zeenath’s story.

Get ready to crush year-end sales goals. Help boost year-end sales by using our eCapabilities, which deliver a seamless, end-to-end digital experience for you and clients.

Engage the sales kit on the Trimester Sales Strategies site and get a jump start on next year by taking a glimpse at what’s coming in 2025. We wish you a peaceful and joyful holiday season! We’re grateful for your collaboration and look forward to continuing to work with you in 2025 and beyond.

Here's what's new this week in Life Essentials:

  • Trimester Sales Strategies: Closing the year strong

  • 2025 Policyholder Dividend Scales

  • Prudential Momentum IUL - Now Available in California

  • Discover the 2025 Blueprints to Black Wealth themes

  • Exciting updates to our Blueprints to Black Wealth Playbook

  • And more!

Register: Navigating the post-election landscape.

Knowing today’s risks is key, but effectively managing them means helping protect against tomorrow’s unforeseen financial risks. You’ll be able to empower clients to understand how life insurance, with its death benefit, can help provide protection for today and flexible
options for the future. Engage the sales kit on our Trimester Sales Strategies site and put this sales idea into action.

Put Builder Plus IUL 4 to work. Access business strategies and resources to help you sell. North American's Builder Plus IUL 4 can help give your business-owner clients powerful solutions. From funding buy-sell agreements to rewarding key employees and retaining top talent, this indexed universal life (IUL) insurance product fits seamlessly into multiple business strategies.

Are you looking for tools to help grow your life insurance business? Check out North American's Marketing Hub website...

Check out the latest issue of the Lincoln Life Leader.

Lincoln AssetEdge VUL now offers four optional riders to give your clients multiple solutions for meeting multiple planning goals. Review our Rider objective worksheet to see which riders align with your client’s specific needs.

What you need to know about upcoming UL premium and rate changes...

Help term clients get protection faster - we've made it easir.

MyProtective is moving to finpro.protective.com in early 2025. To keep your account access, follow this link, Select "Start the process on MyProtective.", Log in to MyProtective, Verify your email address, Access your new dashboard.

Hike your earnings with our trails. Columbus Life can fill your tank with trail comp. We pay it annually on in-force policies. It can pay for decades. And it can pass on to beneficiaries

Did you know Columbus Life’s parent company is a mutual company? But what does that mean to your clients? Good news … We can explain in less than two minutes.

Life and Disability Forms Update. The following Notice & Consent forms have been updated:

DD701 WI-1 updated to DD701 WI-2, DD701 DC-1 updated to DD701 DC-2, DD701 PA-1 updated to DD701 PA-2. Please ensure you’re using the correct version of the forms going forward. Previous versions of the forms will not be accepted after December 31, 2024.

Underwriting & New Business

We are committed to making it easier and faster to do business with us via Protective Velocity.. As part of this initiative, Protective is implementing changes to accelerated underwriting cases that are now in effect. With these changes, we aim to reduce cycle time, and ultimately, help increase placement rates. As a result of these changes, cases will be closed and marked as “Incomplete” if the requirements are not received within the established timeframes. Visit our website for a summary of the changes.

Discover the speed and simplicity of Prudential's PruFast Track program, a digital, paperless process that expedites the underwriting process for eligible life insurance applicants. It can help clients get approvals within days, and often without the need for new medical exams. Learn how PruFast Track ensures a seamless underwriting experience across most of Prudential's life insurance products with the new PruFast Track Process Overview brochure.

Advanced Markets

Hybrid Products, LTC & DI

When the need for long-term care services arises, our policyholders can count on us. They know their Mutual of Omaha long-term care insurance policy will help them pay for covered services. They also know our claims representatives are here to guide them every step of the way. Check out our Claims Value piece providing an overview of our claims paid, along with a look into who needs care, where care is given, and why people need care.


Use our Having Conversations that Matter Flyer as a quick reference resource to help ensure you don’t miss any indicators of a possible need.

Annuity Solutions

Give clients the opportunity for predictable growth for multiple years with the 1 Year S&P 500 10% Daily Risk Control Trigger Lock, available with Lincoln fixed indexed annuities:

  • New: Lock in guaranteed rates for multiple years

  • Growth: when the index is up or flat

  • 100% downside protection: when the index is down

  • Tracks the S&P 500% Daily Risk Control 10% Index, with a close correlation in positive performance with the S&P 500

  • Potential for a higher specified rate with a volatility-controlled index

Year-End Guidelines

Review each carrier's year-end guidelines by clicking the name of the carrier:

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

Copyright 2024. All rights reserved 3 Mark Financial, Inc.