PRODUCER ESSENTIALS

November 5, 2025

This Week's Highlights & Events

Webinar: "Estate Planning & Life Insurance: The Hourglass Theory"

We’ve all seen the classic estate funnel, where taxes and expenses drain hard-earned assets, often leaving beneficiaries unprepared for the mounting costs and complexity. However, what if we reshaped that funnel into an hourglass? Mutual of Omaha’s Life Insurance is the strategic component to this approach, ensuring a smoother and more efficient transfer to beneficiaries.

Join us for a dynamic and insightful webinar tp learn how to shift your perspective and discover how life insurance is the crucial transition point within the hourglass. We will provide actionable steps to help you understand how final expenses impact an estate plan and how life insurance can protect the plan.

Life Insurance

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.

Save time with our new IUL allocation tool.

Corebridge presents: What you still don't know about Chronic Illness riders.

New tools to showcase a one-of-a-kind rider: Income for Life.

Turn early cash access into a selling advantage.

Corebridge Partners

Are you on track? Finish strong this fall – big rewards await!

Join us for a conversation on longevity, featuring CEO Brooks Tingle and MITs Dr. Joe Coughlin.

Help your clients "Prepare for Better" during LTC Awareness Month by leveraging our recently released Longevity Preparedness Index (LPI).

Deliver more value to business clients.

Insider tips to accelerate your year-end sales.

Stop choosing between clients and marketing.

Give clients the tools to build generational weath and confidence.

Help your clients keep more of what they earn with Eclipse Accumulator II IUL.

Do you have Canadian clients looking for U.S. life insurance? Check out our new Canadian Citizens Underwriting Guidelines which explain how Canadian citizens living in the U.S. or Canada can obtain life insurance through Symetra.

Cancer Care Compass employee spotlight: Ron's story.

Help clients maximize IRA distributions to increase their legacy and control.

Join our exclusive webinar featuring Karen Hofmann, Director of Advanced Planning at Prudential, for practical advice and engaging conversation starters to help you connect with clients about legacy planning.

Check out the latest Life Essentials...

Don't let your clients be scared of their potential future needs, take a look at the Long-Term Care rider option available on our IULs.

It's the perfect season to remind families that the best treats last a lifetime..

Intoducing RapidProtect: Lifelong protection in an instant.

Rate increases for SummitLife IUL. SummitLife indexed universal life (IUL) insurance, designed for high-net-worth clients focusing on wealth creation or preservation, now delivers even more potential.

Ready to learn something new?

The One Big Beautiful Act can create planning opportunities for your clients. Position yourself as a professional by integrating these five ideas into your practice today.

Take a look back at what we've accomplished - together.

View the latest issue of The Lincoln Life Leader featuring.

Lock in protection, unlock growth potential — now.

The path to protecting more people with term insurance can be faster and easier. Check out Protective Classic Choice term, built to accelerate policy placement and simplify your sales process. Our recent term accelerated underwriting enhancements led to improved results, with the fastest decisions for qualifying instant issue cases in as little as three minutes (based on Protective underwriting cycle times as of June 2025).

Check out MassMutual's new solutions to help address the evolving needs of small business owners.

See the $12 trillion financial need you may be overlooking.

Gain valuable insights about using life insurance for generational wealth transfer and cultivating client loyalty.

Help reduce the impacts of volatility annd seek more consistent returns for your clients - with our eclusive resources and product features of Allianz Life Accumulator Indexed Universal Life Insurance Policy.

Many Americans have misconceptions about how Social Security works and the role it plays in retirement strategy, according to the 2025 Anual Retirement Study. Download our fact check now and share the truth about Social Security with your clients.

Navigating family dynamics and complex issues in estate planning strategies.

Offer select professional premium savings with 6A+ Occupation Class Overview.

Check out our Business Owner Program Profile.

Check out the latest Principal Product and New Business Underwiritng News.

Underwriting & New Business

Symetra is upgrading. Give your clients the underwriting boost they deserve with our Super Preferred Upgrade Program - now through the end of the year. If your clients qualify for a Preferred Non-Nicotine rating, we'll automatically bump them up to Super Preferred to bring their overall isnurance premiums down even further. Here's how it works:

Introducing Symetra’s Special Needs Underwriting Program.

See how North American has made underwriting simple.

Get our latest underwriting guideline updates.

Corebridge Partners

Get our latest underwriting guideline updates.

We recently made enhancements to our accelerated underwriting program that greatly improved throughput for certain cases up to $1 million for clients 50 and younger. With enhancements that help you deliver solutions faster and easier, we're committed to helping you confidently lead the way with term life.

Advanced Markets

Read the October edition of Advanced Markets News.

Barks and Bytes: Estate Planning for Pets and Digital Assets.

How confident are you in discussing Estate Planning with clients? Check out our Advanced Markets October Digital Kit,

The One Big Beautiful Bill Act unlocks options that can create life insurance opportunities for your clients, positioning you as the professional - today and tomorrow. Use our five ideas to turn policy clarity into client value. owner clients:

Hybrid Products, LTC & DI

Don't miss the LTC Awareness Month Launch Center.

At Nationwide, we believe everyone should be able to prepare for retirement with confidence. And having a plan in place to address potential long-term care (LTC) needs can go along way toward helping clients build that confidence. Check out our suite of cash indemnity linked-benefit LTC solutions designed to help clients get the unique protection they need.

The State of Long-Term Care: Key Trends Shaping 2025 and Beyond

Effective October 20, 2025, all long-term care new business (LTC13 and LTC09M-CA) applications will be processed and administered directly by Mutual of Omaha.

As clients gear up for holiday spending, remind them to protect what funds it all—their income. Talk to them about income protection plans that keep financial goals on track when the unexpected happens.

Annuity Solutions

Want to know how top producers are closing more annuities? It’s all about simple & strategic allocation. By combining Lincoln’s Trigger Account with a Participation Account, advisors have been able to capture consistent growth opportunities while protecting their clients against market downturns. A strategic blend of these two accounts would have averaged 6.8% annual returns over the past 15 years (based on assumptions provided). This approach gives clients confidence in their retirement strategy—while giving you a proven story to win more business. Learn more. View current OptiBlend rates.

Offer a 24.9% compounded bonus - no fees, no vesting. Through MarketEdge Bonus Index, an accumulation- focused fixed index annuity, offer clients a 24.9% compounded bonus, poweful accumulation potential and zero downside risk.

Rethinking the 4% Rule: The classic 4% rule boasts an 85% success rate for a 30-year retirement—good, but not great when you’re talking about lifetime income. With a deferred annuity and a guaranteed lifetime withdrawal benefit, clients can generate the same $40,000 annual income with just $534,000, while keeping control of their assets.

Why settle for 85% when you can aim for 100% confidence? Learn about Corebridge’s Lifetime Income Choice GLWB