PRODUCER ESSENTIALS

November 19, 2025

This Week's Highlights & Events

Webinar: "Beyond Term: How Banner Life Can Help You Win More Business"

Join us this afternoon for an exclusive session with Martie McLaughlin as she highlights the enhancements, tools, and sales strategies designed to help you write more business and serve your clients better, including.

Key enhancements made this year
- AUW
- Large Case Handling
- Impaired risk solutions
Why Producers are winning with Banner Life
Ideas and concepts to help you grow, from Term-to-Term Exchanges, to enhanced collateral assignment
How term solutions fit naturally alongside P&C, annuities, and broader planning conversations
How to leverage Quote to Apply, your personalized link that makes writing term easier than ever

Life Insurance

Working with a Professional Athlete? Solutions designed for highly skilled and trained sports participants require a flexible and comprehensive life insurance prgram. Ours includes:

Term & UL coverage optionals for personal coverage
UL products for business coverage
Pro athlete cases are retention sale with facultative coverage available at higher amounts
and much more!

Get the details on guidelines for applications and inquiries.

Access additional underwriting specific resources.

Access additional underwriting Corebridge Partners/QOL resources.

Check out the latest episode of Longer. Healthier. Better. Dr. Mozaffarian's work at the Friedman School of Nutrition is shaping a new food policy to help improve outcomes in health, sustainabiliy, and our exonomy. Find out what he believes can fix our food system in the fourth episode of Leaders in Longevity.

Explore how AIUL-GI supports business client needs.

Coming soon! Rate increases on many inforce IUL policies.

Stop choosing between clients and marketing.

Looking to help your clients grow cash value? Explore the potential of our Nasdaq-100 Index strategies.

Check out the Sales Strategies Webinar reply: Symetra + Nasdaq: Updates, insights and what's ahead.

Check out the latest Life Essentials...

SVUL Protector: Evolving to better serve clients
Trimester sales startegies: Legacy Planning
Starting the estate planning conversation wityh Black Americans
Updated performance insights are now available
FlexGuard Life IVUL 2025: Available in Pennsylvania
New product support in LifeInsight
and more!

Welcome to the final issue of The Download for 2025. In this edition, we highlight Long-Term Care Awareness Month, the importance of Accidental Death coverage and discuss integrating our Critical Illness portfolio of products into client discussions.

Mutual of Omaha is introducing a new value-add initiative for our IULE policyholders in partnership with YuLife and Uptime...check it out.

Let Income Advantage IUL be the solution that helps harmonize the holiday season for your clients in need of establishing estate equalization for their family.

Intoducing RapidProtect: Lifelong protection in an instant.

Rate increases for SummitLife IUL. SummitLife indexed universal life (IUL) insurance, designed for high-net-worth clients focusing on wealth creation or preservation, now delivers even more potential.

North American has expanded eSignature options as of Tuesday, October 28. Read our recent field bulleting to see the recent expansions.

Take a look back at what we've accomplished - together.

View the latest issue of The Lincoln Life Leader featuring.

Prepare clients for the costs of chronic illness.

Proven funds. Powerful protection. One VUL.

Lock in protection, unlock growth potential — now.

Take a look at Massmutual's new Enhanced Surrender Value Rider (ESVR) and Guarantee Issue (GI) Rate Class added to our Whole Life portoflio.

Reminder: Variable product fund substitutions and other changes November 14-17.

An industry first - $75M Automatic Capacity and Jumbo Limit.

Find out how clients could get competitive level premiums with a no-cost return of premium feature.

Help address volatility with a diversified strategy.

Help clients with their estate planning needs and show them how life insurance can play a part – with a guide for financial professionals, a fact-finder worksheet, client materials, and sample documents you can use in discussions with your clients and their legal and tax professionals.

Solve modern family needs with real versatility. Help prospects protect their entire household. Our IUL can cover an insured … their spouse … and their children. See how with our real life case study exploring how to leverage Indexed Explorer Plus riders and features to help protect real lives with real versatility.

Save time with our new IUL allocation tool.

Offer select professional premium savings with 6A+ Occupation Class Overview.

Check out our Business Owner Program Profile.

Check out the latest Principal Product and New Business Underwiritng News.

Underwriting & New Business

Finish strong: We've shortened cycle times to help you close more cases. With faster cycle times (now just 23 days) and potentially easier underwriting, we're well positioned to help support every case size - whether it's a #100,000 submission or your high-net-worth business. Check out our winning success stories and bring us your next case to experience firsthand the difference our service enhancements can make.

North American's Large Case Underwriting and Advanced Markets teams work together to streamline your cases, and hep reduce turnaround times, and deliver tailored solutions for you and your clients. Explore our new flyer to meet the teams and learn what to expect when you partner with us.

Check out our updated underwriting guidelines to include a section on thrid-party documentation that may be needed for high-net-worth or business entities. See page 17 for the most recent updates.

Help clients personalize their life insurance coverage with built-in & optional riders.

Get our latest underwriting guideline updates.

Corebridge Partners

Help clients personalize their life insurance coverage with built-in & optional riders.

Get our latest underwriting guideline updates.

Advanced Markets

Optimize employee retention through B.O.S.S. Guarantee Issue.

Where complex cases meet simplified solutions.

Hybrid Products, LTC & DI

Check out the Mutual of Omaha sponsored study: Long-Term Care Creates a Path Forward.

Set sail this November during LTC Awareness month. Help clients plan today, to protect t.

Help clients cover all four "boxes" of longevity planning. See how LifeCare can address each potential long-term care scenario - no claim, short claim, average claim and long claim - while helping deliver more growth, flexibility and control.

This month, we recognize the millions who selflessly care for loved ones—often while juggling work, family, and financial responsibilities. With most caregivers still in the workforce, protecting their own income is essential. Disability insurance helps safeguard against the financial strain that comes with unexpected illness or injury, giving families flexibility and peace of mind when they need it most.

Annuity Solutions

Add more value to your client realtionships. 23% bonus over three years to help your clients grow their savings and reach their accumulation goals. Check out all our value add programs - 15 in all.

Rethinking the 4% Rule: The classic 4% rule boasts an 85% success rate for a 30-year retirement—good, but not great when you’re talking about lifetime income. With a deferred annuity and a guaranteed lifetime withdrawal benefit, clients can generate the same $40,000 annual income with just $534,000, while keeping control of their assets.

Why settle for 85% when you can aim for 100% confidence? Learn about Corebridge’s Lifetime Income Choice GLWB