October 9, 2024

This Week's Highlights & Events

Join us for our exclusive 3 Mark Foreign National Cyber Chat featuring Chuck Perrault, Director of Advanced Planning, and Curt Keehr, Director of Life Underwriting at Prudential, as they take center stage.


Dive into our in-depth conversation with Chuck and Curt as we explore:

  • Key considerations and strategies for success and expanding your life insurance business into the foreign national sector

  • Insights into market trends

  • How to tap into lucrative opportunities and overcome challenges in foreign jurisdictions.

We will explore life settlements as a valuable option for individuals and businesses. Life settlements can offer a meaningful exit strategy for those who no longer need their life insurance or find their policy no longer serves its original purpose. This webinar will help you discover strategies to maximize value for your clients while ensuring professional responsibility. Topics are:

  • Life Settlement Market Update

  • Viewing Life Insurance as a Financial Asset

  • Understanding Life Insurance Valuation

  • Strategies to Maximize Life Settlement Value

  • Success Stories from Common Scenarios

Life Insurance

Check out the latest issue of The Lincoln Leader. In this issue:

  • Online 1099 Tax Statements and Email Notification

  • Professional Advantage Program is now Lab Free Pro+

  • Introducing New Ready to Sell Tool

  • Life Insurance Awareness Month

  • 2024 Life Insurance Year-End Guidelines

Effective November 1, 2024, Legal & General America is defaulting to paperless preferences for policy delivery.

Did You Know? According to the 2024 Insurance Barometer Study by LIMRA and Life Happens, 102 million Americans need life insurance or more coverage. Even with a history of cancer, diabetes, sleep apnea, anxiety, or depression, term life insurance can still be an option. Let us help your clients secure the coverage they need.

Don't let your estate-planning clients miss out - there's still time to offer our Survivorship Guaranteed Purchase Option (available until December 31, 2024).


Unlock greater opportunity with Accumulation VUL.

See our Protection UL and Protection SUL crediting rate changes.


Remember, your eligible Vitality clients can benefit from easy access and discounted pricing on Prenuvo's whole body MRI scan - a tool that screens for over 500 conditions.


Don’t miss our latest episode of Longer. Healthier. Better. featuring Dr. Daniel Durand, Chief Medical Officer at Prenuvo. Durand discusses the future of proactive MRI scans and early disease detection

Discuss needs with clients during MassMutual's term conversion limited-time offer.

MassMutual CareChoice One product reprice reflects modest rate decrease. Take a look.

Underwriting & New Business

Introducing Prudential’s AutoPlus Reinsurance Program. To further simplify and expedite our large case underwriting process, we are introducing our Prudential AutoPlus Reinsurance Program. With this program, our auto capacity will increase from $65 to $85 million in most scenarios.

Advanced Markets

Are you confident enough in the basics of estate planning to start the conversation with your clients? Join Securian Financial Advanced Sales to explore the basic rules of estate planning and traditional techniques to solve your clients' estate planning needs. Consider this your “Estate Planning 101” to get started in the exciting world of estate planning.

Build a reward and retention strategy with Symetra’s MultiLife Business Program. Read our case study.

Help business owner clients protect their competitive edge using life insurance.

Hybrid Products & LTC

Discover enhanced long-term care protection with Asset Care 2024.

Take a look at our "Leading Tomorrow: 2024 Long-Term Care Consumer Study", conducted in collaboration with Hanover Research. This in-depth study examines key aspects of the current long-term care environment.

Check out our new interest rates effective October 15.

Give clients the confidence that they are prepared for the future. Our cost-of-care resources can help you get started with educating clients on the cost of long-term care services.


Here's a quick guide to common errors and tips for a smooth submission.

Annuity Solutions

Are your clients prepared to live 10, 20 or even 30 years in retirement? Help them see the benefits of guaranteed lifetime income with our flyer, which explores the possibility of a long lifespan and explains how IncomeShield fixed index annuities can provide income that lasts a lifetime.

Stretch accounts offer flexibility and control over how annuity funds are distributed, making them a valuable option for estate planning, retirement income strategies, and overall financial planning. Find out how to expand your clients financial horizons with stretch accounts and how American National has expanded their offerings.

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Year-End Guidelines

Review each carrier's year-end guidelines by clicking the name of the carrier:

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

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