October 2, 2024
This Week's Highlights & Events
"Fighting Inflation with Rising Retirement Income"
Inflation is one of today’s hottest topics, especially when it comes to planning for retirement. How can you help your clients secure a stable income in the face of rising costs? Explore three key scenarios:
What’s typically illustrated
Illustrating rising income
The ultimate rising income solution
This is a must-see presentation for anyone concerned about the impact of inflation during retirement. Don’t miss this opportunity to gain actionable insights and help your clients navigate these uncertain times.
"Executive Bonus Plans: A Smart Solution for Attracting and Retaining Leadership"
Watch the recorded session, as Jim Moseley and Blake Ervin from National Life Group discussed:
How Executive Bonus Plans work and the key benefits they offer for both employers and employees.
Tax advantages for businesses.
Real-life case studies.
Key considerations for implementing a compliant and effective bonus strategy.
Help business owner or executive clients looking for tax-efficient ways to incentivize and retain top talent.
Life Insurance
Symetra earns “Best Term Life Insurance Company of 2024” from USA Today. Visit USA Today for details.
Explore our SwiftProtector interactive User's Guide outlining the process and includes valuable tips and resources to get started.
Watch our Cancer Care Compass Employee Spotlight - Meet Heidi...
Discontinuation of Phone Interviews by Apptical. Effective October 4, Apptical will discontinue phone interview services. The product impacted by this change is Living Promise Whole Life.
Check out the latest issue of The Lincoln Leader. In this issue:
Online 1099 Tax Statements and Email Notification
Professional Advantage Program is now Lab Free Pro+
Introducing New Ready to Sell Tool
Life Insurance Awareness Month
2024 Life Insurance Year-End Guidelines
Don't miss our next webinar on Sept. 18 at 2 p.m. Join Michelle Harris as she unveils our newly enhanced Horizon ProNavigator. This interactive tool guides you and your team through LGA’s streamlined digital process, from licensing to case management and everything in between.
Did You Know? According to the 2024 Insurance Barometer Study by LIMRA and Life Happens, 102 million Americans need life insurance or more coverage. Even with a history of cancer, diabetes, sleep apnea, anxiety, or depression, term life insurance can still be an option. Let us help your clients secure the coverage they need.
Where Does PL Promise Fit with Your Clients?
How Much Life Insurance Do I Need? It’s Life Insurance Awareness Month. Start the conversation by sharing our life insurance calculator with clients.
Elevate Your Practice with Pacific Life.
42% of Americans say they need life insurance – a record number. Reach out to them today. Use our videos to help prospect new clients.
Help reduce volatility with a diversified strategy.
Check out out toolbox of client-approved materials to help you explain products and complex concepts to your clients. If prompted for a password, choose 'read only'.
Clients can benefit from a policy review – so can your business. Get your policy review materials.
Feeling is believing. Share our video with your clients.
September is almost over. But life insurance awareness can continue. Use our personalizable piece to promote the power of life insurance protection.
Indexed Universal Life can protect against many of life’s trying times. Read our real life case study showing how Indexed Explorer Plus IUL riders and features address these real challenges with real versatility for insureds, spouses and children.
We have completely redesigned the Policy Highlights page of our Max Accumulator+ III and Value+ Protector III's illustrations. Now the Policy Highlights pages map out key benefits based on different life stages or scenarios of the insured. See example.
Max Accumulator+ III Updated with Enhanced Income Potential! Read the bulletin.
Check out our year-end processing dates to help you plan for a successful close to 2024.
John Hancock's Accumulation IUL 24 is now available in New York...
Celebrate Life Insurance Awareness Month (LIAM) 2024 with the theme: "Life Insurance: For Anyone Who Lives." See how John Hancock's solutions can help your clients live better today while preparing for the future. Use our resources to learn more.
Tune in to a special edition of Hancock Talks in celebration of Life Insurance Awareness Month. We’re excited to welcome Marc Cadin, CEO of Finseca, as he sits down with John Hancock's Carly Brooks to discuss some of the industry’s hottest topics.
Discuss needs with clients during MassMutual's term conversion limited-time offer.
MassMutual CareChoice One product reprice reflects modest rate decrease. Take a look.
Read the latest Life Spotlight:
New Signature Protection IUL Series – (flyer is customizable on the agent site under Personalized Ads).
Life Product Discontinuation Notice - 7/31 is the last day for signed (and received) Signature GUL apps outside NY.
Updated Website Experience coming soon
Rates, Incentives, Life
Portfolio and more.
Underwriting & New Business
Leverage our seamless, All-Digital Process. You work hard to help families protect the ones they love, so we're making it easier for you to keep that promise to your clients with our paperless
In keeping with our commitment to a progressive approach to life insurance underwriting with a focus on delivering the most competitive underwriting decisions possible, we are pleased to introduce the expansion of Pacific Healthy Rewards (PHRs) to our suite of PL Promise products, effective October 1, 2024. Read the bulletin.
Less than a week left for automatic risk-class upgrades. Submit your life insurance business now to get this benefit.
Join the MMSD Life Underwriting team for our new monthly webinar series. Each month, we will highlight a common underwriting impairment, risk or program that we frequently see at MassMutual.
Advanced Markets
Build a reward and retention strategy with Symetra’s MultiLife Business Program. Read our case study.
Help business owner clients protect their competitive edge using life insurance.
Hybrid Products & LTC
OneAmerica Financial is proud to release Leading Tomorrow: 2024 Long-Term Care Consumer Study, conducted in collaboration with Hanover Research. This in-depth study examines key aspects of the current long-term care environment, providing valuable insights into consumer attitudes towards long-term care (LTC) planning. Take a look.
Annuity Solutions
Mapping the Journey of Retirement There’s a lot that goes into retirement planning, which can be intimidating. Knowing where to start is half the challenge. We’ve highlighted some areas of importance to help you get clients started on their retirement journey. Check out the client-approved piece.
.
Check out our thought-provoking article recently released titled Beyond the Bonus: Navigating Annuity Choices for Long-Term Success. This piece challenges the conventional wisdom about bonus annuities and presents a compelling case for focusing on long-term value
Year-End Guidelines
Review each carrier's year-end guidelines by clicking the name of the carrier:
3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478
Call 888-533-6275
Site: www.3mark.com