October 16, 2024

This Week's Highlights & Events

Reach New Heights By Serving Global Clients

Now is the time to seize this opportunity!

Explore strategies to help you capitalize on this growing segment and position yourself at the forefront of the global market.

Access Lincoln's Foreign National overview presentation available on 3 Mark's Foreign National Playbook.

Reserve your seat for, Living Benefits: No one likes surprises at claim time

In today's insurance landscape, living benefits are a critical part of financial planning. However, not all living benefits are created equal. We will walk you through the key differences in the market and show you how to offer your clients straightforward, effective solutions with Columbus Life's Living Benefits that Pay.

Life Insurance

Finish Strong in 2024. Our Finish Strong campaign runs through Q4 to help you close this year out with a bang.

Find interactive training that fits into any schedule whether you're a newbie or a seasoned pro.

Check out our Income Advantage and Life Protection Advantage IULs that can help meet clients’ needs with the automatic Chronic Illness Rider that is issued on policies with NO additional underwriting.

Streamline Life Insurance with TLE.

See what sets our IUL apart.

Leverage the competitive edge of Builder Plus IUL 4 today. Discover the resources that can help you present this new IUL to your clients.

See how North American's retirement planning resources can help grow your business this year.

Check out the latest issue of The Lincoln Leader. In this issue:

Online 1099 Tax Statements and Email Notification
Professional Advantage Program is now Lab Free Pro+
Introducing New Ready to Sell Tool
Life Insurance Awareness Month
2024 Life Insurance Year-End Guidelines

Effective November 1, 2024, Legal & General America is defaulting to paperless preferences for policy delivery.

According to the 2024 Insurance Barometer Study by LIMRA and Life Happens, 102 million Americans need life insurance or more coverage. Let us help your clients secure the coverage they need.

Notice for William Penn: New HIPAA form available.

Protective Custom Choice UL is being discontinued: What you need to know.

Keep momentum going after life insurance awareness month.

With the greatest wealth transfer in history underway and estate tax exemptions sunsetting soon, help your clients maximize their wealth transfer today. Here’s a sales strategy you can put to work today.

Put the power of PL Promise Conversion UL to work for you and your clients.

Help your clients with PL Promise Term life insurance policies get extended coverage.

Find insights into a variety of common financial topics and estimate your clients’ future financial needs.

Determine the amount clients need to save over time in order to withdraw a specific monthly amount throughout retirement.

Take a look at our workbook to help your clients better understand their retirement needs.

42% of Americans say they need life insurance – a record number. Reach out to them today. Use our videos to help prospect new clients.

Feeling is believing. Share our video with your clients.

Use our personalizable piece to promote the power of life insurance protection.

Read our real life case study showing how Indexed Explorer Plus IUL riders and features address real challenges with real versatility for insureds, spouses and children.

Check out out redesigned Policy Highlights page of Max Accumulator+ III and Value+ Protector III's illustrations. Now the Policy Highlights pages map out key benefits based on different life stages or scenarios of the insured.

Max Accumulator+ III Updated with Enhanced Income Potential!

Don't let your estate-planning clients miss out - there's still time to offer our Survivorship Guaranteed Purchase Option (available until December 31, 2024).

Unlock greater opportunity with Accumulation VUL.

See our Protection UL and Protection SUL crediting rate changes.

Remember, your eligible Vitality clients can benefit from easy access and discounted pricing on Prenuvo's whole body MRI scan - a tool that screens for over 500 conditions.

Don’t miss our latest episode of Longer. Healthier. Better. featuring Dr. Daniel Durand, Chief Medical Officer at Prenuvo. Durand discusses the future of proactive MRI scans and early disease detection

Help protect and fund your client’s future. See the 3 top reasons to recommend Eclipse Accumulator IUL.

Use our tips and tools to promote life insurance for Life Insurance Awareness Month - or anytime.

Did you see the good news?

Discuss needs with clients during MassMutual's term conversion limited-time offer.

MassMutual CareChoice One product reprice reflects modest rate decrease. Take a look.

Cancer Care Compass Employee Spotlight: Meet Greg.

Symetra earns “Best Term Life Insurance Company of 2024” from USA Today. Visit USA Today for details.

Explore our SwiftProtector interactive User's Guide.

Take a look at our new agent website interface, just launched...

Watch our webinar: Ways clients can act on uncertainty. Then, circle back to the Trimester Sales Strategies site

Check out your October sales idea.

Pricing updates are coming to VUL Protector and PruLife SVUL Protector

Check out our flyer to help clients better understand how our Momentum IUL indexed account options operate with hypothetical examples & a history of the markets.

Estate Planning in an Uncertain Tax Environment.

Private Switch Dollar using an ILIT.

Underwriting & New Business

Get ready for a new experience – from a streamlined application and submission process … to expedited approvals and issuing of policies … to easier ways of providing ongoing servicing. And now three underwriting pathways, with a new fluidless option (for death benefits up to $5 million). Policies approved via Accelerated Underwriting have increased by 22%.
Average cycle time has decreased by 18%.

Take a look at our Auto Bind increase in A and B countries for Foreign Nationals.

See how Pacific Healthy Rewards could improve your clients’ risk classifications.

Introducing Prudential’s AutoPlus Reinsurance Program. To further simplify and expedite our large case underwriting process, we are introducing our Prudential AutoPlus Reinsurance Program. With this program, our auto capacity will increase from $65 to $85 million in most scenarios.

Advanced Markets

Help business-owner clients plan ahead for an eventual change in ownership. Our Advanced Markets team will show you how life insurance can play a role in managing risk and maximizing business value during the transition to a third-party owner.

Last month we provided a bonus blog on the SECURE Act final and proposed regulations. In our latest Advanced Markets Minute, watch/listen as we discuss how the recent SECURE Act regulations and proposed regulations added increased flexibility for surviving spouses named as beneficiary of an IRA or qualified plan. The tradeoff? The options are surprisingly complex.

Build a reward and retention strategy with Symetra’s MultiLife Business Program. Read our case study.

Help business owner clients protect their competitive edge using life insurance.

Join us for our new living benefits webinar - The long-term Game of Life.
Use this opportunity to better understand the expanding value proposition of permanent life insurance in helping clients be prepared for the long-term Game of Life.

The numbers are in...

Hybrid Products & LTC

New chronic illness coverage options now available in CA...

SecureCare III now offers UW questionnaire online.

Use Inflation Protection to reach a desired premium.

Understanding how GI disorders are managed in long-term care underwriting is crucial for agents and clients alike. Check out our condition-related marketing flyer.

Discover enhanced long-term care protection with Asset Care 2024.

Take a look at our "Leading Tomorrow: 2024 Long-Term Care Consumer Study", conducted in collaboration with Hanover Research. This in-depth study examines key aspects of the current long-term care environment.

Check out our new interest rates effective October 15.

Annuity Solutions

Stretch accounts offer flexibility and control over how annuity funds are distributed, making them a valuable option for estate planning, retirement income strategies, and overall financial planning. Find out how to expand your clients financial horizons with stretch accounts and how American National has expanded their offerings.

Are your clients prepared to live 10, 20 or even 30 years in retirement? Help them see the benefits of guaranteed lifetime income with our flyer, which explores the possibility of a long lifespan and explains how IncomeShield fixed index annuities can provide income that lasts a lifetime.