January 29, 2025

This Week's Highlights & Events

10,000 Baby Boomers are turning 65 every day and the U.S. life expectancy is rising. It has never been more important for your clients and prospects to understand the life events that trigger the need for Long Term Care insurance. This evolving marketplace makes it easier than ever to create a safety net that helps protect their most important asset – their financial future.

Check out our various resources to help support your Hybrid Product Business.

Life Insurance

Find out how the Income Advantage IUL can help clients better plan and avoid the costs that come with waiting on life insurance and planning. Read our refreshed sales idea to see how this IUL can be put to work for your clients.

Unlock your earning potential in 2025 with Mutual of Omaha's 4Qs Club.

Take a look at the latest issue of The Lincoln Leader with the following articles:

  • Introducing Lincoln AssetEdge VUL (2025)

  • Introducing Lincoln AssetEdge SVUL

  • 3 Tips to Avoid Unintentional Premium Payments

  • Enhanced Safety Measures for Lincoln's Websites

  • New impairments now available on eValuate

  • Online Interview Process Updates

  • Focus on Online Interview

LGA Doubles Retention Limits & Increases AUW Coverage: Our retention limits have doubled to $4 million for ages 20-75, up to Preferred Plus to Table 4. Now, eligible applicants aged 20-60 can access up to $4 million in coverage with instant, exam-free decisions through our accelerated underwriting (AUW). This means less hassle and more coverage for your clients, helping them protect their biggest moments and the future they’re building—faster and easier than ever before.

Address 3 common concerns during Insure Your Love month.


41% of Americans don’t own any type of life insurance — individual or group. Offering protection-focused products that fit your clients’ coverage gaps can be a simple solution for their needs that also helps grow your business. Use our guide to discover how easy it can be to offer life insurance, anticipate the needs of your clients, and sustain your business strategy.

73% want the ability to lock in some of their market gains. You can offer it. With our Index Lock, your clients can potentially lock in gains and help limit losses – in any market. It offers them a level of control in volatile times like these – and is another way you can help can them enhance their accumulation potential for future needs.

As the new year begins, President-elect Donald Trump's tax proposals are stirring debate and raising questions about the future of taxation in the U.S. While many of his proposed changes promise opportunities, they also bring challenges, leaving financial professionals and taxpayers pondering how to optimize their strategies. Stay ahead by understanding the impact and preparing for what’s next.

Fine-tune your IUL game plan with Accumulation IUL.


John Hancock Vitality recently received personalized year in wellness reports that summarize their Vitality program achievements, rewards earned and savings unlocked. The reports are designed for clients to easily share with family and friends directly and on social media. Continue reading...

New for your Vitality members. Check out our special pricing on a one-year Function Health membership.

Introducing Eclipse Accumulator II IUL. Securian Financial’s new and improved accumulation-focused indexed universal life product, Eclipse Accumulator II IUL, will be available beginning Monday, February 10, 2025. Building on our foundation, this enhanced product brings new and unique indexed accounts and continues our focus on client value, low charges and a simple and transparent product.

Underwriting & New Business

John Hancock Underwriting is Kicking Off the New Year in a BIG Way. Autobind+, John Hancock's streamlined facultative reinsurance process, can now offer you and your high-net-worth clients up to $130M.

Advanced Markets

Check out our Advanced Market News for January, 2025.

Join us for a post-election tax and legislative update.

Explore BOLD. BOLD is a ready-made marketing program for financial professionals to use with business-owner clients. With this toolset, you can empower your business-owner clients without starting from scratch.

Hybrid Products, LTC & DI

Annuity Solutions

EquiTrust makes it easy to transfer an Inherited IRA to a Non-Qualified contract  Exciting news - MarketPower Bonus Index, our popular bonus fixed index annuity (FIA), is now available for Inherited IRA business. This means you can offer ineligible beneficiaries with an Inherited IRA:

  • An instant 10% bonus on the value of the Inherited IRA to help offset taxes.

  • Simplicity and flexibility — they choose when and how much to convert, and we make it easy and reduce paperwork by creating a single mirrored contract.

  • The ability to turn the IRA into guaranteed income for life through the product’s Income Benefit Rider.

Plus EquiTrust can withhold the taxes. Start the conversation by sharing the Inherited/Stretch IRA brochure with your clients..

Building trust and connection....What do clients want from you? We recently shared that 80% of widows leave their financial advisor within a year of their husband’s death. While these clients may recognize the value of professional advice, they might not feel deeply connected to their current advisor, leading them to seek someone they connect with on a personal level.

Emphasizing relationship-building and understanding unique client priorities can help retain and better serve female clients. Creating a more personal and trustworthy connection is key!

Take a look at how both women and men ranked the importance of certain advisor characteristics.

3 Mark Financial, Inc.
1600 Highway 6 Ste 400
Sugar Land, TX 77478

Call 888-533-6275

Site: www.3mark.com

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