January 21, 2026

This Week's Highlights & Events

LifeCare Bonus Extended. Deadline March 31, 2026. Don’t miss your chance to earn up to 41.25% more on your LifeCare cases. From August 1, 2025 - March 31, 2026, eligible producers can earn big bonus payouts on qualifying LifeCare cases. Download bonus flyer. Access LifeCare resources.

Life Insurance

Now available: In-force illustrations for variable universal life policies.

l life policies

Place term life policies 25% faster...

MassMutual ALIR limits increased to better meet client needs. The Additional Life iNsurance Rider (ALIR) allows the policyowner to purchase additional participating paid-up life insurance on the policy date oof the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.

Effective January 20, 2026, Pacific Life is rolling out new pricing for PL Promise Term level premium life insurance. Rates have been updated to increase consistency for solid competitiveness across all combination of terms, risk classes, gender, and issue ages. Read bulletin.

Take a look at 5 strategies to help connect with clients and grow your life insurance business.

Check out our life insurance sales resources that can make you a champion. Like our Olympic and Paralympic athletes, you can achieve more in 2026, too.

A year in the life of Columbus Life. Columbus Life made real progress last year, including meanigful changes to thie distribution model, product competitiveness, compensation framwork and more. Matt Canterbury covers it all in his annual letter to you about Columbus Life's shared success in 2025 and continued "real life" focus in 2026.

Download Columbus Life's annual tax guide, packed with facts on brackets, exemptions, dividends, deductions and more.

Save time by finding common forms on the Extranet.

It's easier than ever for clients to leave a legacy. Put their legacy within reach with Nationwide Heritage Single Premium Whole Life.

Save time with our new IUL allocation tool.

Learn about the 2026 Bonus Program (Corebridge Partner/QOL).

Hear from Dr. Katie Tryon as she discusses how Vitality is driving healthspam inprovement.

Join us for a live announcement you don't want to miss.

Learn how a split 1035 can help reposition underperforming coverage.

From social media accounts to crypto currency, digital assets are changing how clients plan their legacies. Stay ahead of the curve.

Check out Symetra's new partner portal enhancements, including multiple document upload.

Power your new year with innovative solutions from Symetra.

Check what's new this week in the latest Life Essentials:

Give your life sales a boost in 2026 with IULs you can trust all from a company that delivers on our promises.

Celebrate Financial Wellness Month by helping business owners save time and money by implementing a qualified plan today.

Florida Terminal Illness Rider Change: Starting January 24, 2026, qualification for the Terminal Illness Rider on all life insurance policies issued by National Life Group and Life Insurance Company of the Southwest in Florida will change from 24 months to 12 months for predicted life expectancy. New policy applications in Florida that are signed by Friday, January 23 will get the 24-month Terminal Illness Rider. After that date, insureds will only qualify to use the rider if a doctor has certified that death is expected within one year. Learn more about the Terminal Illness Rider.

Reach more housegolds with our expanded library of translated client pieces, now available for all products. With nearly one in five U.S. families speaking a language other than Englisgh, these materials in Spanish, Chinese, Vietnamese, and Korean make it easier to connect, educate, and support clients in the language they prefer. Order printed copies.

Banner Life will make the following changes throughout the month:

New URL: Website domains will transition to www.bannerlife.com on January 13
New forms: New forms will be available through the Partner Dashboard starting January 13. All Legal & general America forms should be discarded, and the newly branded forms should be used immediately. Beginning May 1, LGA and other legacy forms will no longer be accepted
Logos and brand names: All logos and brand names must be updated across websites and marketing materials by January 31. Any materials featuring the LGA or legacy William Penn branding, including Legal & General logos or the blue striped William Penn logos, must be discarded, as they will be out of compliance.

View the latest issue of The Lincoln Life Leader featuring:

Coming Soon: Lincoln WealthProtector IUL
Coming Soon: Rate updates to IUL policies
Now available in CA: Lincoln WealthBuilder ECV IUL
Driving Innovation in Lincoln MoneyGuard Application Process

Principal Product and New Business Underwriting News. Get the latest life insurance and individual disability insurance news.

Check out our enhanced UL Flex III with longer guarantees. Effective January 2, 2026, Principal Universal Life Flex III (UL Flex III) is repriced for new-issue policies.

Underwriting & New Business

Learn the fastest way to correct and submit life application documents to avoide delays and ensure smooth processing.

Discover how Pacific Life's bold underwriting innovation is raising the barfor life insurers.

Advanced Markets

North American's Polina Engel featured in Aspire Magazine. Polina Engel explores how thoughtfully structured insurance strategies can help business owners protect their companies, retain top talent, and strengthen long-term succession plans. Read article.

Join us for a timely 2026 tax roundup as we break down the sweeping changes made permanent under the One Big Beautiful Bill Act.

Introducing the Closing Concept.

Case Study: See how a key person strategy using life insurancecould protect a client's business.

Hybrid Products, LTC & DI

Kick off 2026 with LifeCare: The next act in longevity planning, now with a redesigned 6-year LTC benefit period.

SecureCare IV is ready to illustrate.

Check out our agent tax guide, recenlty updated to include important new information producers should be aware of.

The OneAmerica Care Solutions Deep Dives webinar series goes in-depth on topics related to our asset-based long-term care (LTC) protection. Join OneAmerica's free webinars every other Friday at 11:00 am ET. Each session is intended to last 15 - 40 minutes.

What happens if income is interrupted before the dream is realized?

Annuity Solutions

Have you ever reviewed your clients’ 1040 tax return forms with them? While you may not be giving them tax advice, talking through these crucial documents may open avenues to discuss the benefits of tax deferred growth and guaranteed lifetime income with an annuity. Use our interactive 1040 tax form webpage to guide client conversations on the potential benefits of annuities.