January 1, 2025

This Week's Highlights & Events

As we welcome 2025, we want to take a moment to thank you for your unwavering partnership, dedication, and trust in us throughout the past year. Your hard work and commitment inspire us every day, and we are truly grateful to have you as a vital part of the 3 Mark Financial family.

The year ahead is particularly special as we celebrate our 40th anniversary, a milestone we couldn’t have reached without your continued support. Together, we look forward to building on our shared successes and achieving new heights in 2025.

May the New Year bring you health, happiness, and prosperity, both personally and professionally.

Thank you for all that you do, and cheers to an exciting year ahead!

Life Insurance

Have you heard the news?

New SVEA enhancements now available in even more states - take a look.

Help protect and fund your client’s future. See the 3 top reasons to recommend Eclipse Accumulator IUL.

Remember to use MassMutual's term conversion limited-time offer by Dec. 31, 2024...

Apex VUL adds seven new funds. Check out the Apex VUL Investor Guide & the new Fund flyer to learn more about the investment options available to clients.

We’d like to send our heartfelt thanks for your business and continued support. We know you have many choices when it comes to writing life insurance, and we appreciate your choosing Symetra for your clients’ needs. Watch our Holiday Video.

Give your clients the gift of peace of mind. With Symetra’s Swift digital life insurance platform, a term or permanent life insurance policy can be delivered in as little as 25 minutes. That means more time for them to focus on the present—and the presents.

Join us for: Your Bear Market Survival Guide.

Close the year strong. Engage our sales kit on the Trimester Sales Strategies site and see at what’s coming in 2025. We wish you a peaceful and joyful holiday season! We’re grateful for your collaboration and look forward to continuing to work with you in 2025 and beyond.

Explore the newly designed Plan for Life brochure and discover how unexpected events can challenge your clients’ financial stability.

Discover the Protection series, consisting of two products, Signature Protection IUL and Signature Protection Plus IUL. Both provide cash value accumulation potential, with each providing unique offerings that can be utilized in different ways.

Help clients leave a lasting, meaningful impact.

Remind clients to consider giving their minor grandchildren a truly meaningful gift that lasts a lifetime, is less expensive than when bought as an adult, locks in insurability when they are healthy and has the potential to build cash value.

Check out our Auto Pedestrian Benefit increase for Guaranteed ADvantage Accidental Death Insurance, now available in additional states.

Put Builder Plus IUL 4 to work. Access business strategies and resources to help you sell.

Are you looking for tools to help grow your life insurance business? Check out North American's Marketing Hub website...

Check out the latest issue of the Lincoln Life Leader.

Lincoln AssetEdge VUL now offers four optional riders to give your clients multiple solutions for meeting multiple planning goals. Review our Rider objective worksheet to see which riders align with your client’s specific needs.

Cut the checks - switch to ACH for faster payments...

New year, new enhancements: Increased AUW limit coming soon.

Submit your questions for a Q&A with our VP.

As the result of a recent review, we are repricing Protective Advantage Choice UL and Protective Lifetime Assurance UL in all states except New York, effective December 16, 2024. Get the details.

See how the per diem limit for chronic death benefit riders will increase to $420/day beginning in 2025.

Stay informed with the latest compliance updates. Learn about suitability guidelines, state-specific regulations, educational materials and more in our December compliance newsletter.

Maximize your sales opportunities with PL Promise.

Share our Charitable Gifts brochure with your clients to help them accomplish charitable goals using life insurance.

Get tips for building & nurturing alliances with your clients' other professional advisors.

It’s time to celebrate YOU. We’ve made a special video to honor your exceptional work over the past year, your dedication to your clients, and your loyalty to Allianz.

Find insights into a variety of common financial topics and estimate your clients’ future financial needs.

Check out our toolbox of client-approved materials that can help you explain products and complex concepts to your clients.

Hike your earnings with our trails. Columbus Life can fill your tank with trail comp. We pay it annually on in-force policies. It can pay for decades. And it can pass on to beneficiaries

Did you know Columbus Life’s parent company is a mutual company? But what does that mean to your clients? Good news … We can explain in less than two minutes.

Check out the early Cash Value Rider illustration option for Max Accumulator+ III, now available to select as an option when running Max Accumulator+ III Illustrations.

Select-a-Term: iPipeline’s iGO and LifePipe Options Changing.

Secure Lifetime GUL 3 iPipeline’s iGO is Changing

Check out the latest issue of Spotlight, featuring the latest news and updates from John Hancock Insurance.

Help us sponsor more life-changing tests for our heroes.

Tune into the latest episode of our Longer. Healthier. Better. podcast, featuring an in-depth look at trends in nutrition and obesity with Dr. Christina Economos, Dean of the Friedman School of Nutrition at Tufts University..

Life and Disability Forms Update. The following Notice & Consent forms have been updated:

DD701 WI-1 updated to DD701 WI-2, DD701 DC-1 updated to DD701 DC-2, DD701 PA-1 updated to DD701 PA-2. Please ensure you’re using the correct version of the forms going forward. Previous versions of the forms will not be accepted after December 31, 2024.

Underwriting & New Business

The Accelerated Underwriting limit for OPTerm through Banner Life Insurance Company will increase to $4 million on January 2, 2025 - take a look.

Check out the important information regarding your Accelerated Underwriting cases. Protective is implementing changes to accelerated underwriting cases that are now in effect. As a result of these changes, cases will be closed and marked as “Incomplete” if the requirements are not received within the established timeframes.

See how our enhanced atrial fibrillation guidelines lead to better underwriting decisions.

Work more efficiently – from submission to servicing...

Advanced Markets

Supreme Court decision impacts buy-sell arrangements. Use our resources to address implications with business-owner clients,

Read about the importance of proper Estate Planning. A significant objective that should be on your clients list is the completion of an estate plan. Although many recognize this task as essential, it often gets postponed.

Watch our 2024 Year-End Planning Webinar Replay...

Hybrid Products, LTC & DI

Check out our SecureCare new business enhancement.

Are you neglecting these LTC prospects?

Starting a conversation about disability insurance doesn’t have to be daunting—it can be as simple as asking a question that resonates. Read Job A vs Job B.

Here's the Solution for Middle Market clients...

Take a look at our Customer Access FAQ flyer; a great guide to understanding and navigating the online portal, ensuring policyholders can easily access and manage their insurance policies on their own terms.

Read the latest OneAmerica Financial Care Solutions Newsletter.

Read about the 2024 Caregiver Study Results...

Check out some social media post ideas that some top producers are having success using. The attached item has both text ideas and link, a simple plug and play.

Annuity Solutions

Give clients the opportunity for predictable growth for multiple years with the 1 Year S&P 500 10% Daily Risk Control Trigger Lock, available with Lincoln fixed indexed annuities:

New: Lock in guaranteed rates for multiple years
Growth: when the index is up or flat
100% downside protection: when the index is down
Tracks the S&P 500% Daily Risk Control 10% Index, with a close correlation in positive performance with the S&P 500
Potential for a higher specified rate with a volatility-controlled index

Help clients optimize their inherited IRAs. Inheriting an IRA comes with its share of complexities. But for the beneficiaries you work with, it doesn’t have to be overwhelming. Did you know there’s a simple, flexible way to help ineligible beneficiaries transfer an Inherited IRA to a Non-Qualified contract at EquiTrust? Learn how to unlock new sales opportunities and help beneficiaries continue growing their inherited funds while they enjoy potential tax advantages.